06 Aug 2026EUMedium · 6/10
PayPal
User Agreement
No changes were found in the PayPal User Agreement; the policy continues to govern payment services for EEA residents with standard terms.
36648bad-1292-4f57-8b69-47df3f84c652Public evidence utilityBrowser-local review state
PolicyWatcher 3.9.0 Beta 40
Shareable Evidence Collections
Select up to 12 exact public changes, record a local review state, and export one deterministic evidence bundle.
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Available public changes
- 01
- 0206 Aug 2026USMedium · 7/10
PayPal
Privacy Statement
The PayPal Privacy Statement has not changed; it still outlines extensive data collection, AI use for training and automated decisions, and broad data sharing.
b31dce3e-ce3e-49d8-8009-5e1d6297bbd4 - 0306 Aug 2026EUMedium · 7/10
PayPal
Privacy Statement
No changes were found in the PayPal Privacy Statement, which details extensive data collection, AI training, and broad sharing, with some user controls.
51f2b3f2-6628-48c3-b4d1-be840ce4a0a6 - 0406 Aug 2026GlobalMedium · 6/10
Microsoft
Services Agreement
This policy update introduces no changes; existing terms grant Microsoft broad content usage rights and mention autonomous AI decisions without transparency.
fd6c3793-7c01-4dce-b514-a17a504e53ef - 0502 Aug 2026EUMedium · 4/10
PayPal
User Agreement
No changes were found between the old and new versions of PayPal's User Agreement, maintaining existing terms for Luxembourg residents.
f14dc990-fe46-4292-9702-48471a26ad97 - 0602 Aug 2026USMedium · 6/10
PayPal
Privacy Statement
No changes were detected in PayPal's Privacy Statement, maintaining existing extensive data collection, sharing, and AI training practices.
07af8187-6856-489f-9d19-4058d9120405 - 0702 Aug 2026EUMedium · 7/10
PayPal
Privacy Statement
This PayPal Privacy Statement outlines extensive data collection and sharing practices, including sensitive and biometric data, with a focus on service provision and fraud prevention.
488db3ea-38f7-4aac-9bc8-cc765f73ae86 - 0802 Aug 2026EUMedium · 5/10
PayPal
User Agreement
No changes were found in the PayPal User Agreement, which continues to detail account terms, security, and consumer rights for Luxembourg residents.
decc553e-ece4-43de-8d6e-4f4fedbf3a9a - 0902 Aug 2026USMedium · 7/10
PayPal
Privacy Statement
No changes were found in PayPal's Privacy Statement; it continues to outline extensive data collection, AI training, and broad third-party sharing.
2b3c911a-ff82-4eb2-93cd-d97cc9c642a0 - 1002 Aug 2026EUMedium · 7/10
PayPal
Privacy Statement
This policy details PayPal's extensive data collection, broad sharing, and use of AI for training and automated decisions, with no changes from the previous version.
b2e39954-84c1-4843-a490-278f2f4807a0 - 1101 Aug 2026EUMedium · 5/10
PayPal
User Agreement
No changes were found between the old and new versions of the PayPal User Agreement; the policy remains consistent.
a5804b9f-61b2-43cc-9cba-67391d428238 - 1201 Aug 2026USMedium · 7/10
PayPal
Privacy Statement
The PayPal Privacy Statement remains unchanged, detailing extensive data collection, broad sharing, and AI use for training and automated decisions.
586c3d9a-1d5d-43dd-bb5e-ca0ef15995ea - 1301 Aug 2026EUHigh · 7/10
PayPal
Privacy Statement
PayPal collects extensive personal and sensitive data, uses it for AI training and automated decisions, and shares it broadly with third parties.
6d94c250-62ab-4f8b-88b6-03573281433f - 1401 Aug 2026USHigh · 9/10
Microsoft
Privacy Statement
Microsoft's updated policy now allows sharing user age group information with third-party apps, increasing data sharing scope and privacy concerns.
a551ca11-952d-4a8a-b79a-0c1df7462093 - 1501 Aug 2026GlobalHigh · 7/10
Microsoft
Privacy Statement
Microsoft's updated privacy policy now explicitly allows sharing your age group information with third-party apps, increasing data exposure for age-appropriate experiences.
9d711828-e470-4300-8423-ae4201c57786 - 1601 Aug 2026EUMedium · 7/10
Microsoft
Privacy Statement
The updated policy now explicitly allows sharing your age group information with third-party apps, increasing data sharing and potential privacy risks.
494ffd08-1c2e-43ae-b332-5d4b316fbaa2 - 1728 Jul 2026GlobalMedium · 7/10
Wise
Terms of Use
The Wise Customer Agreement was updated to version 1.4, but the policy content remains unchanged from the previous version 1.3.
0ff77632-4d58-4b0a-8c4d-7c2e190eb5de - 1828 Jul 2026GlobalMedium · 6/10
Meta
Terms of Service
Meta's updated terms tighten rules on automated data collection, requiring compliance with new specific terms and allowing Meta to revoke access anytime.
6851aafc-7813-4bf9-aef3-794dc09cba9f - 1928 Jul 2026USMedium · 7/10
Meta
Privacy Policy
Meta's policy update makes it clearer that your interactions and messages with their AI features are collected and used to improve their AI.
3498c155-1644-4939-8c9b-2460a75b5778 - 2028 Jul 2026EUMedium · 7/10
Meta
Privacy Policy
Meta's updated policy clarifies AI feature interactions and capabilities, including AI performing actions, while also committing to safeguards for AI development.
7db948e3-a96e-4118-85d0-41c51c80796f - 2128 Jul 2026GlobalMedium · 4/10
Zoom
Privacy Statement
Zoom now explicitly states it will not share mobile opt-in data from text campaigns with third parties, enhancing user privacy for mobile communications.
66fcf7ee-a113-43fa-bd57-4cb533e1fe0c - 2228 Jul 2026GlobalMedium · 6/10
OpenAI
Terms of Use
You own your AI output and can opt-out of training, but corporate email use risks employer access and you must verify AI accuracy.
4e8ed932-090d-4a02-8304-22144bfdbff5 - 2324 Jul 2026USMedium · 6/10
Google
Privacy Policy
The policy update adds new table of contents sections, hinting at future clarity on data transfers and definitions, but core data practices remain consistent.
ecc39763-b2f3-40c2-ac76-9f0844adb261 - 2424 Jul 2026GlobalMedium · 6/10
Google
Privacy Policy
Google's Privacy Policy remains largely unchanged in content, with new table of contents entries suggesting future clarity on data transfers and partners.
2f0b054a-9ea4-45fc-bed4-8a5dda769caf - 2524 Jul 2026EUMedium · 6/10
Google
Privacy Policy
Google's policy update improves structure and hints at clearer data transfer rules, but extensive data collection practices persist.
f863326f-229b-4494-8b13-239f8fcd72a4 - 2624 Jul 2026GlobalMedium · 6/10
Google
AI Terms of Service
The Generative AI Additional Terms of Service remain unchanged, maintaining existing restrictions on AI model development and content disclaimers.
7107f09e-0e1a-43cd-9af9-3a088d026d87 - 2719 Jul 2026GlobalMedium · 6/10
Wise
Privacy Policy
Wise's updated policy increases data sharing for fraud prevention and slightly reduces its explicit commitment to AI transparency, impacting user privacy.
2e62256f-eb3a-45c5-95ba-e7b297822af5 - 2819 Jul 2026EUMedium · 6/10
Wise
Privacy Policy
Wise's updated policy clarifies biometric data consent, adds fraud data from partners, and slightly softens AI interaction transparency.
17e72515-975d-43e8-b71f-7891b529f17c - 2919 Jul 2026GlobalHigh · 8/10
X (Twitter)
Privacy Policy
X collects extensive personal data, including biometrics, and uses it for AI training, with an opt-out for some third-party sharing, posing high privacy risks.
13282507-aa4e-4157-b3bf-9ecb3c05a06d - 3010 Jul 2026GlobalMedium · 6/10
Meta
Terms of Service
Meta now offers an ad-free subscription, enhancing user choice, while also explicitly reserving rights against text and data mining.
2371bf5b-b904-4e0b-8505-4f537e426a41 - 3110 Jul 2026USMedium · 6/10
Meta
Privacy Policy
Meta's policy update expands AI use and legal transparency, but lacks clear user controls for AI training and content ownership, raising privacy concerns.
686214a4-1396-4f81-bdd0-63a523dcf90a - 3210 Jul 2026EUMedium · 6/10
PayPal
User Agreement
This PayPal User Agreement outlines terms for Luxembourg residents, detailing account types, payment services, and user responsibilities, with standard financial service clauses.
ab33f12c-223c-4045-89ac-0ea091eb21c3 - 3310 Jul 2026USHigh · 8/10
PayPal
Privacy Statement
PayPal collects extensive personal and sensitive data, including for AI training and automated decisions, sharing it broadly, but lacks clear AI opt-out and data retention specifics.
c401c830-2b20-475a-908c-8c4d762bda1e - 3410 Jul 2026EUHigh · 7/10
PayPal
Privacy Statement
PayPal collects extensive personal and sensitive data, including biometrics, for services, fraud, and AI training, sharing it broadly with third parties.
ff3b694b-c127-40a7-ad9a-147c054b1221 - 3507 Jul 2026EUHigh · 8/10
Meta
Privacy Policy
Meta's new policy broadens AI data use and sharing with third parties, increasing privacy risks despite improved legal transparency for EU users.
7d60dfa9-f444-46e9-972a-e1679643fa6e - 3607 Jul 2026EUMedium · 5/10
PayPal
User Agreement
No changes were found in this PayPal User Agreement update; it continues to detail service terms, account management, and regulatory compliance for Luxembourg users.
472a92ae-24a8-4d9c-a47b-66f043669f57 - 3707 Jul 2026USHigh · 8/10
PayPal
Privacy Statement
PayPal collects extensive personal and sensitive data, including biometrics, for services, fraud, and AI training, sharing it broadly with many third parties.
121a92db-3af8-48da-8b5e-fa953a94d08b - 3807 Jul 2026EUHigh · 8/10
PayPal
Privacy Statement
No changes were found in the PayPal Privacy Statement; it outlines extensive data collection, AI training, and broad sharing, raising significant privacy considerations.
858f0ed6-c3a6-4084-a5eb-e7ff9ba238e6 - 3906 Jul 2026EUHigh · 8/10
Meta
Privacy Policy
Meta's updated policy increases data sharing with WhatsApp and expands personalized ad targeting, raising privacy concerns despite new bias-combatting commitments.
161eb7f2-6bd6-4742-a173-ff9df57ac47f - 4006 Jul 2026GlobalLow · 9/10
Amazon
AWS Data Processing Addendum
AWS DPA automatically ensures GDPR compliance globally, strengthens data protection against government requests, and uses SCCs for international transfers.
5ba2f740-f2df-442d-af42-b68f291f9bc9 - 4106 Jul 2026GlobalHigh · 8/10
Meta
Terms of Service
Meta removed the ad-free option and its explicit reservation against text/data mining, increasing data use for AI and reducing user choice.
0b360805-607e-41ae-b0ff-6958cec16541 - 4206 Jul 2026USHigh · 8/10
Meta
Privacy Policy
Meta's updated policy explicitly links WhatsApp data to your Meta accounts, expanding internal data sharing and AI usage for personalization.
6c63cb4a-b2bd-496e-b994-7def76160bde - 4306 Jul 2026EUMedium · 6/10
Meta
Privacy Policy
Meta's updated policy details expanded AI use for content creation and personalization, adds specific EU legal bases, and includes new safeguards for minors.
effbc552-bf79-49fc-958d-a5ef4407de76 - 4406 Jul 2026USHigh · 7/10
Plaid
Privacy Policy
Plaid collects extensive personal and financial data, uses it for AI training, and shares it broadly, but offers a portal for some user control.
449c973d-b19b-4d7c-976b-ffcb63bf0665 - 4506 Jul 2026EUHigh · 7/10
Plaid
Privacy Policy
Plaid collects extensive financial data, uses it for AI training, and shares it broadly, but offers a portal for user control and data deletion.
c9aadce8-c90e-46d9-9ad2-372ed55b339d - 4606 Jul 2026USHigh · 8/10
Plaid
End User Services Agreement
This agreement limits Plaid's liability, grants them broad termination rights, and refers data use details to separate privacy policies.
7f520876-dff7-41c0-8948-6b7a521c14f6 - 4706 Jul 2026EUHigh · 7/10
Plaid
End User Services Agreement
Plaid accesses your financial account data with explicit consent, sharing it with third-party apps you use, and you can withdraw consent anytime.
725582fb-d698-4d30-aeb3-810d221ad7c9
Integration boundary
Portable evidence data, with explicit limits.
- Included
- Exact public change IDs, bounded evidence records, packet digests and review questions.
- Local only
- Your collection title and per-record review state.
- Not included
- Jira, Confluence or Teams delivery; persistent multi-user collaboration; comments, accounts or ACLs.
- Not a verdict
- The bundle is not a compliance report, legal advice or exhaustive market coverage.