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Public Evidence Packet

Wise - Business Privacy Notice

Business Privacy Notice

1c0fa075-7975-4cd2-a17d-1cc2c2cc8034
Screening date
23 Oct 2026, 11:43 UTC
Jurisdiction
Global
Risk screening
High · 7/10
Score trace
Baseline; no earlier public change

This packet records PolicyWatcher evidence and AI-assisted screening for one public change. It is not legal advice, a compliance verdict, a certification, or proof that the external source remains unchanged.

  1. 01Source evidence
  2. 02Explainability
  3. 03Governance Relevance
  4. 04Report Output
01

Dataset QA · sanitized public view

Source evidence

Publication gate
Published
Retrieval state
Recorded retrieval available
Latest retrieval
23 Oct 2026, 11:43 UTC
Sanitized channel
direct
Data status
Available
Public snapshot evidence
Available

Public snapshot fingerprints

Previous · version 197ed5ee26356257ed5d3bd1924e4afb1bf64e4a42c67f032e22b837f0f2c5f75Captured 02 Oct 2026, 04:58 UTC
Current · version 22f41fc88c0b501d6ebc884c38dc6cc2bc8daf2b05c647e4c66b095cd734862b5Captured 23 Oct 2026, 11:43 UTC

Source confidence describes recorded retrieval and publication state. It does not rate the provider policy or certify source authenticity.

02

Source-anchored screening trace

Explainability

The Wise Business Privacy Notice has no material changes, maintaining existing data collection, sharing, and automated decision-making practices.

  1. Reason 10 score contribution

    Extensive collection of sensitive data like biometrics and precise geolocation.

    Related KPI
    Data collection
    Source side
    old snapshot
    Verified exact source passage

    “In some jurisdictions we will also collect facial scan data extracted from your photo or video (known as ‘biometric data’).”

  2. Reason 20 score contribution

    Broad sharing of personal data with numerous third parties for various purposes.

    Related KPI
    Third-party sharing
    Source side
    Not recorded
    Source passage not recorded

    This historical reason has no recorded source passage.

  3. Reason 30 score contribution

    Reliance on automated decision-making for critical functions, with review options.

    Related KPI
    Automated decisions
    Source side
    old snapshot
    Verified exact source passage

    “These processes may make an automated decision to reject your application or a proposed transaction, to block a suspicious attempt to log into your Wise account, or to close your account. If this happens, you will be notified and offered th”

Score reasons and deltaScore values are stored AI-assisted screening outputs. Verified anchors confirm only that the quoted passage occurs in the named snapshot; they do not prove the interpretation.

03

Advisory review map

Governance Relevance

EU AI Act

Official Journal text, 2024

Mapped evidence

Which recorded policy statements may be relevant to transparency, automated decisions, data use and human oversight review?

AI training opt-out
Not Available
Algorithmic transparency
Mentioned
Automated decisions
Partial
AI bias and fairness
Absent
Framework source

ISO/IEC 42001

ISO/IEC 42001:2023 overview

Mapped evidence

Which recorded policy statements may inform an AI management-system review of transparency, risk oversight and independent assurance?

Algorithmic transparency
Mentioned
AI bias and fairness
Absent
Independent audit
Certified
Regulatory compliance
Comprehensive
Framework source

NIST AI RMF

AI RMF 1.0; NIST revision in progress, checked 2026-07-29

Mapped evidence

Which recorded policy statements may support Govern, Map, Measure or Manage review questions?

Algorithmic transparency
Mentioned
Automated decisions
Partial
AI bias and fairness
Absent
Framework source

OECD AI Principles

OECD AI Principles, updated 2024

Mapped evidence

Which recorded policy statements may be relevant to transparency, fairness, accountability and user agency review?

Consent mechanism
Explicit Opt-In
Algorithmic transparency
Mentioned
AI bias and fairness
Absent
Independent audit
Certified
Framework source

Mappings identify review relevance between recorded PolicyWatcher KPI fields and framework topics. They are not legal interpretations, conformity assessments, certifications or compliance verdicts.

04

Exact change-bound files

Report Output

Both files are generated from this exact change ID.

Download exact-change PDF Download exact-change JSON
Packet content digest · SHA-25634f2447c71b15b48614dbbeab5eb7b0a6233818f2ee5955eaecf60f1737bce24

Questions before reuse

  1. Does the original Business Privacy Notice source still match the recorded public snapshot version 2?
  2. Do the cited source passages support each displayed reason, KPI value and regional note?
  3. Which advisory framework topics require specialist legal, risk or governance review for this use case?
  4. Has a later public change superseded this packet before it is reused in a decision or publication?