Public Evidence Packet
PayPal - Privacy Statement
Privacy Statement
3a1a0bf1-d724-415b-91bb-85c94f929d1e- Screening date
- 01 Oct 2026, 19:55 UTC
- Jurisdiction
- EU
- Risk screening
- High · 7/10
- Score trace
- +1 points from previous public change
This packet records PolicyWatcher evidence and AI-assisted screening for one public change. It is not legal advice, a compliance verdict, a certification, or proof that the external source remains unchanged.
- 01Source evidence
- 02Explainability
- 03Governance Relevance
- 04Report Output
Dataset QA · sanitized public view
Source evidence
- Publication gate
- Published
- Retrieval state
- Recorded retrieval available
- Latest retrieval
- 01 Oct 2026, 19:55 UTC
- Sanitized channel
direct- Data status
- Available
- Public snapshot evidence
- Available
Public snapshot fingerprints
2dd2c7902e3ae2c1cc74be83b8a7da4561bb3ca381a7d1d718f00a1a3873bbcbCaptured 18 Aug 2026, 03:00 UTC5d1465082e494d6c0da8ed291548622a699a561e95bde61e1ccd30ecd490deffCaptured 01 Oct 2026, 19:55 UTCSource confidence describes recorded retrieval and publication state. It does not rate the provider policy or certify source authenticity.
Source-anchored screening trace
Explainability
PayPal's updated policy expands data collection from non-account holders and introduces new services involving broader third-party data sharing, increasing privacy risk.
- Reason 1+2 score contribution
Expanded data collection from third-party payment networks for non-account holders.
- Related KPI
- Data collection
- Source side
- new snapshot
Verified exact source passage
“receive a payment from a PayPal account holder (through the Visa+ service or other third party wallets, payment networks, and processors)”
- Reason 2+2 score contribution
New 'PayPal World transactions' explicitly involve broader third-party data sharing.
- Related KPI
- Third-party sharing
- Source side
- new snapshot
Verified exact source passage
“We will use information from third parties, including third-party wallets, payment networks, and processors, to process PayPal World transactions.”
- Reason 3+1 score contribution
AI training uses personal data without explicit opt-out details in this policy.
- Related KPI
- AI training opt-out
- Source side
- old snapshot
Verified exact source passage
“We may use Personal Information to train our artificial intelligence (AI) models that power our Services”
Score reasons and deltaScore values are stored AI-assisted screening outputs. Verified anchors confirm only that the quoted passage occurs in the named snapshot; they do not prove the interpretation.
Advisory review map
Governance Relevance
EU AI Act
Official Journal text, 2024
Which recorded policy statements may be relevant to transparency, automated decisions, data use and human oversight review?
- AI training opt-out
- Not Available
- Algorithmic transparency
- Mentioned
- Automated decisions
- Partial
- AI bias and fairness
- Absent
ISO/IEC 42001
ISO/IEC 42001:2023 overview
Which recorded policy statements may inform an AI management-system review of transparency, risk oversight and independent assurance?
- Algorithmic transparency
- Mentioned
- AI bias and fairness
- Absent
- Independent audit
- Absent
- Regulatory compliance
- Comprehensive
NIST AI RMF
AI RMF 1.0; NIST revision in progress, checked 2026-07-29
Which recorded policy statements may support Govern, Map, Measure or Manage review questions?
- Algorithmic transparency
- Mentioned
- Automated decisions
- Partial
- AI bias and fairness
- Absent
OECD AI Principles
OECD AI Principles, updated 2024
Which recorded policy statements may be relevant to transparency, fairness, accountability and user agency review?
- Consent mechanism
- Opt-Out
- Algorithmic transparency
- Mentioned
- AI bias and fairness
- Absent
- Independent audit
- Absent
Mappings identify review relevance between recorded PolicyWatcher KPI fields and framework topics. They are not legal interpretations, conformity assessments, certifications or compliance verdicts.
Exact change-bound files
Report Output
Both files are generated from this exact change ID.
Download exact-change PDF Download exact-change JSON0beefc26c00128b15cfe9ccd60f7a2a937081f42df0294f3d3d096abbafa9a88Questions before reuse
- Does the original Privacy Statement source still match the recorded public snapshot version 9?
- Do the cited source passages support each displayed reason, KPI value and regional note?
- Which advisory framework topics require specialist legal, risk or governance review for this use case?
- Has a later public change superseded this packet before it is reused in a decision or publication?