Global civic observatory · public evidence

Consumer associations

79 organizations across 24 countries, from general consumer advocates to digital-rights groups, connected to verifiable sources and the global policy radar.

A workspace for observing public sources, triaging signals and preparing material for verification. It does not replace legal or specialist review.

Explore organizations Open the radar

From document to civic action

Review workflow

01
Observe
Identify changes and signals in the public register.
02
Verify
Open the source, ask questions and record a local status.
03
Inform
Reuse only reviewed material in your editorial process.

Global civic directory · verifiable sources

Find consumer advocates, country by country.

A starter registry of general consumer organizations and specialists in digital rights, privacy, finance, communications, children and essential services.

Suggest an organization

organizations: 79
countries: 24
digital specialists: 41
unique sources: 14

Use global contextGlobal

Country or regionProtection typeSearch name or specialization

79 organizations

INTGlobal network

Global network

Consumers International

General consumer protectionDigital rights

ITNational

Italy

Adiconsum APS

General consumer protectionDigital rights

ITNational

Italy

Adusbef

Financial services

ITNational

Italy

Altroconsumo

General consumer protectionDigital rights

ESNational

Spain

Asociación de Usuarios de Bancos, Cajas y Seguros

Financial services

ESNational

Spain

Asociación de Usuarios de la Comunicación

Communications and mediaDigital rights

ESNational

Spain

Asociación de Usuarios Financieros

Financial servicesDigital rights

PTNational

Portugal

Associação Portuguesa para a Defesa do Consumidor

General consumer protectionDigital rights

FRNational

France

Association citoyenne et laïque des consommateurs

General consumer protection

FRNational

France

Association Force Ouvrière consommateurs

General consumer protection

ITNational

Italy

Assoutenti APS

General consumer protectionTransport and housing

AUNational

Australia

Australian Communications Consumer Action Network

Communications and mediaDigital rights

Open registry, controlled inclusion

Submit or correct an organization

Organizations may submit their own listing. The form opens an email draft; no data is sent or published automatically. To correct an existing listing, use “Report a correction” on its card.

Research snapshot: 2026-08-07. The registry is not exhaustive; memberships and statuses can change and are rechecked before updates.

Workspace

Civic evidence radar

Define the scope, filter signals and record the review decision in the current browser.

Local-only status and watchlist

Civic context

Radar context

The context organizes existing evidence. When no dedicated national set exists, PolicyWatcher shows only explicitly global records and does not infer local coverage.

Country or regionRegulatory areaOrganization type

Active scope · Global · All areas · All organizations

Filtered register

50 visible evidence items

11 companies in scope

01
PriorityVerified source01 Aug 2026EU
PayPal
Privacy Statement
6d94c250-62ab-4f8b-88b6-03573281433f
Privacy and dataArtificial intelligence
PayPal collects extensive personal and sensitive data, uses it for AI training and automated decisions, and shares it broadly with third parties.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
02
PriorityVerified source01 Aug 2026US
Microsoft
Privacy Statement
a551ca11-952d-4a8a-b79a-0c1df7462093
Privacy and data
Microsoft's updated policy now allows sharing user age group information with third-party apps, increasing data sharing scope and privacy concerns.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
03
PriorityVerified source01 Aug 2026Global
Microsoft
Privacy Statement
9d711828-e470-4300-8423-ae4201c57786
Privacy and data
Microsoft's updated privacy policy now explicitly allows sharing your age group information with third-party apps, increasing data exposure for age-appropriate experiences.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
04
PriorityVerified source19 Jul 2026Global
X (Twitter)
Privacy Policy
13282507-aa4e-4157-b3bf-9ecb3c05a06d
Privacy and dataArtificial intelligence
X collects extensive personal data, including biometrics, and uses it for AI training, with an opt-out for some third-party sharing, posing high privacy risks.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
05
PriorityVerified source10 Jul 2026US
PayPal
Privacy Statement
c401c830-2b20-475a-908c-8c4d762bda1e
Privacy and dataArtificial intelligence
PayPal collects extensive personal and sensitive data, including for AI training and automated decisions, sharing it broadly, but lacks clear AI opt-out and data retention specifics.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
06
PriorityVerified source10 Jul 2026EU
PayPal
Privacy Statement
ff3b694b-c127-40a7-ad9a-147c054b1221
Privacy and dataArtificial intelligence
PayPal collects extensive personal and sensitive data, including biometrics, for services, fraud, and AI training, sharing it broadly with third parties.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
07
PriorityVerified source07 Jul 2026EU
Meta
Privacy Policy
7d60dfa9-f444-46e9-972a-e1679643fa6e
Privacy and dataArtificial intelligence
Meta's new policy broadens AI data use and sharing with third parties, increasing privacy risks despite improved legal transparency for EU users.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
08
PriorityVerified source07 Jul 2026US
PayPal
Privacy Statement
121a92db-3af8-48da-8b5e-fa953a94d08b
Privacy and dataArtificial intelligence
PayPal collects extensive personal and sensitive data, including biometrics, for services, fraud, and AI training, sharing it broadly with many third parties.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
09
PriorityVerified source07 Jul 2026EU
PayPal
Privacy Statement
858f0ed6-c3a6-4084-a5eb-e7ff9ba238e6
Privacy and dataArtificial intelligence
No changes were found in the PayPal Privacy Statement; it outlines extensive data collection, AI training, and broad sharing, raising significant privacy considerations.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
10
PriorityVerified source06 Jul 2026EU
Meta
Privacy Policy
161eb7f2-6bd6-4742-a173-ff9df57ac47f
Privacy and data
Meta's updated policy increases data sharing with WhatsApp and expands personalized ad targeting, raising privacy concerns despite new bias-combatting commitments.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
11
PriorityVerified source06 Jul 2026Global
Meta
Terms of Service
0b360805-607e-41ae-b0ff-6958cec16541
Contract termsArtificial intelligence
Meta removed the ad-free option and its explicit reservation against text/data mining, increasing data use for AI and reducing user choice.
Questions for civic review
1. Which user rights, obligations or limitations change?
2. Are the effective date and communication method stated?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
12
PriorityVerified source06 Jul 2026US
Meta
Privacy Policy
6c63cb4a-b2bd-496e-b994-7def76160bde
Privacy and dataArtificial intelligenceAccounts and content
Meta's updated policy explicitly links WhatsApp data to your Meta accounts, expanding internal data sharing and AI usage for personalization.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
13
PriorityVerified source06 Jul 2026US
Plaid
Privacy Policy
449c973d-b19b-4d7c-976b-ffcb63bf0665
Privacy and dataArtificial intelligence
Plaid collects extensive personal and financial data, uses it for AI training, and shares it broadly, but offers a portal for some user control.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
14
PriorityVerified source06 Jul 2026EU
Plaid
Privacy Policy
c9aadce8-c90e-46d9-9ad2-372ed55b339d
Privacy and dataArtificial intelligence
Plaid collects extensive financial data, uses it for AI training, and shares it broadly, but offers a portal for user control and data deletion.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
15
To assessVerified source18 Aug 2026US
PayPal
Privacy Statement
b163d841-2b1c-4d03-8b6e-3d80a7d4cb27
Privacy and dataArtificial intelligence
The PayPal Privacy Statement is unchanged, detailing extensive data collection, AI training, and broad sharing, with some user opt-out options.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
16
To assessVerified source18 Aug 2026EU
PayPal
Privacy Statement
b8cd3366-f02b-4bb6-9211-2c5b3269a404
Privacy and dataArtificial intelligence
No changes were detected in the PayPal Privacy Statement, meaning data practices, AI use, and sharing policies remain consistent with the previous version.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
17
To assessVerified source06 Aug 2026EU
PayPal
User Agreement
36648bad-1292-4f57-8b69-47df3f84c652
Contract termsPayments and subscriptions
No changes were found in the PayPal User Agreement; the policy continues to govern payment services for EEA residents with standard terms.
Questions for civic review
1. Which user rights, obligations or limitations change?
2. Are the effective date and communication method stated?
3. Do costs, renewals, refunds or cancellation rights change?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
18
To assessVerified source06 Aug 2026US
PayPal
Privacy Statement
b31dce3e-ce3e-49d8-8009-5e1d6297bbd4
Privacy and dataArtificial intelligence
The PayPal Privacy Statement has not changed; it still outlines extensive data collection, AI use for training and automated decisions, and broad data sharing.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
19
To assessVerified source06 Aug 2026EU
PayPal
Privacy Statement
51f2b3f2-6628-48c3-b4d1-be840ce4a0a6
Privacy and dataArtificial intelligence
No changes were found in the PayPal Privacy Statement, which details extensive data collection, AI training, and broad sharing, with some user controls.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
20
To assessVerified source06 Aug 2026Global
Microsoft
Services Agreement
fd6c3793-7c01-4dce-b514-a17a504e53ef
Contract termsArtificial intelligenceAccounts and content
This policy update introduces no changes; existing terms grant Microsoft broad content usage rights and mention autonomous AI decisions without transparency.
Questions for civic review
1. Which user rights, obligations or limitations change?
2. Are the effective date and communication method stated?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
21
To assessVerified source02 Aug 2026EU
PayPal
User Agreement
f14dc990-fe46-4292-9702-48471a26ad97
Contract terms
No changes were found between the old and new versions of PayPal's User Agreement, maintaining existing terms for Luxembourg residents.
Questions for civic review
1. Which user rights, obligations or limitations change?
2. Are the effective date and communication method stated?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
22
To assessVerified source02 Aug 2026US
PayPal
Privacy Statement
07af8187-6856-489f-9d19-4058d9120405
Privacy and dataArtificial intelligence
No changes were detected in PayPal's Privacy Statement, maintaining existing extensive data collection, sharing, and AI training practices.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
23
To assessVerified source02 Aug 2026EU
PayPal
Privacy Statement
488db3ea-38f7-4aac-9bc8-cc765f73ae86
Privacy and data
This PayPal Privacy Statement outlines extensive data collection and sharing practices, including sensitive and biometric data, with a focus on service provision and fraud prevention.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
24
To assessVerified source02 Aug 2026EU
PayPal
User Agreement
decc553e-ece4-43de-8d6e-4f4fedbf3a9a
Contract termsAccounts and content
No changes were found in the PayPal User Agreement, which continues to detail account terms, security, and consumer rights for Luxembourg residents.
Questions for civic review
1. Which user rights, obligations or limitations change?
2. Are the effective date and communication method stated?
3. Do the rules on access, suspension, deletion or content use change?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
25
To assessVerified source02 Aug 2026US
PayPal
Privacy Statement
2b3c911a-ff82-4eb2-93cd-d97cc9c642a0
Privacy and dataArtificial intelligence
No changes were found in PayPal's Privacy Statement; it continues to outline extensive data collection, AI training, and broad third-party sharing.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
26
To assessVerified source02 Aug 2026EU
PayPal
Privacy Statement
b2e39954-84c1-4843-a490-278f2f4807a0
Privacy and dataArtificial intelligence
This policy details PayPal's extensive data collection, broad sharing, and use of AI for training and automated decisions, with no changes from the previous version.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
27
To assessVerified source01 Aug 2026EU
PayPal
User Agreement
a5804b9f-61b2-43cc-9cba-67391d428238
Contract terms
No changes were found between the old and new versions of the PayPal User Agreement; the policy remains consistent.
Questions for civic review
1. Which user rights, obligations or limitations change?
2. Are the effective date and communication method stated?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
28
To assessVerified source01 Aug 2026US
PayPal
Privacy Statement
586c3d9a-1d5d-43dd-bb5e-ca0ef15995ea
Privacy and dataArtificial intelligence
The PayPal Privacy Statement remains unchanged, detailing extensive data collection, broad sharing, and AI use for training and automated decisions.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
29
To assessVerified source01 Aug 2026EU
Microsoft
Privacy Statement
494ffd08-1c2e-43ae-b332-5d4b316fbaa2
Privacy and data
The updated policy now explicitly allows sharing your age group information with third-party apps, increasing data sharing and potential privacy risks.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
30
To assessVerified source28 Jul 2026Global
Wise
Terms of Use
0ff77632-4d58-4b0a-8c4d-7c2e190eb5de
Contract termsAccounts and content
The Wise Customer Agreement was updated to version 1.4, but the policy content remains unchanged from the previous version 1.3.
Questions for civic review
1. Which user rights, obligations or limitations change?
2. Are the effective date and communication method stated?
3. Do the rules on access, suspension, deletion or content use change?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
31
To assessVerified source28 Jul 2026Global
Meta
Terms of Service
6851aafc-7813-4bf9-aef3-794dc09cba9f
Contract terms
Meta's updated terms tighten rules on automated data collection, requiring compliance with new specific terms and allowing Meta to revoke access anytime.
Questions for civic review
1. Which user rights, obligations or limitations change?
2. Are the effective date and communication method stated?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
32
To assessVerified source28 Jul 2026US
Meta
Privacy Policy
3498c155-1644-4939-8c9b-2460a75b5778
Privacy and dataArtificial intelligence
Meta's policy update makes it clearer that your interactions and messages with their AI features are collected and used to improve their AI.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
33
To assessVerified source28 Jul 2026EU
Meta
Privacy Policy
7db948e3-a96e-4118-85d0-41c51c80796f
Privacy and dataArtificial intelligence
Meta's updated policy clarifies AI feature interactions and capabilities, including AI performing actions, while also committing to safeguards for AI development.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
34
To assessVerified source28 Jul 2026Global
Zoom
Privacy Statement
66fcf7ee-a113-43fa-bd57-4cb533e1fe0c
Privacy and data
Zoom now explicitly states it will not share mobile opt-in data from text campaigns with third parties, enhancing user privacy for mobile communications.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
35
To assessVerified source28 Jul 2026Global
OpenAI
Terms of Use
4e8ed932-090d-4a02-8304-22144bfdbff5
Contract termsArtificial intelligence
You own your AI output and can opt-out of training, but corporate email use risks employer access and you must verify AI accuracy.
Questions for civic review
1. Which user rights, obligations or limitations change?
2. Are the effective date and communication method stated?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
36
To assessVerified source24 Jul 2026US
Google
Privacy Policy
ecc39763-b2f3-40c2-ac76-9f0844adb261
Privacy and dataAccounts and content
The policy update adds new table of contents sections, hinting at future clarity on data transfers and definitions, but core data practices remain consistent.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Do the rules on access, suspension, deletion or content use change?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
37
To assessVerified source24 Jul 2026Global
Google
Privacy Policy
2f0b054a-9ea4-45fc-bed4-8a5dda769caf
Privacy and dataAccounts and content
Google's Privacy Policy remains largely unchanged in content, with new table of contents entries suggesting future clarity on data transfers and partners.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Do the rules on access, suspension, deletion or content use change?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
38
To assessVerified source24 Jul 2026EU
Google
Privacy Policy
f863326f-229b-4494-8b13-239f8fcd72a4
Privacy and data
Google's policy update improves structure and hints at clearer data transfer rules, but extensive data collection practices persist.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
39
To assessVerified source24 Jul 2026Global
Google
AI Terms of Service
7107f09e-0e1a-43cd-9af9-3a088d026d87
Contract termsArtificial intelligenceAccounts and content
The Generative AI Additional Terms of Service remain unchanged, maintaining existing restrictions on AI model development and content disclaimers.
Questions for civic review
1. Which user rights, obligations or limitations change?
2. Are the effective date and communication method stated?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
40
To assessVerified source19 Jul 2026EU
Klarna
Terms of Service
4c70bff8-3855-4820-99c0-60218f3c7375
Contract termsPayments and subscriptions
Klarna's updated terms now explicitly include "Your right of withdrawal," improving consumer clarity on cancellation rights without other major policy changes.
Questions for civic review
1. Which user rights, obligations or limitations change?
2. Are the effective date and communication method stated?
3. Do costs, renewals, refunds or cancellation rights change?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
41
To assessVerified source19 Jul 2026Global
Wise
Privacy Policy
2e62256f-eb3a-45c5-95ba-e7b297822af5
Privacy and dataArtificial intelligence
Wise's updated policy increases data sharing for fraud prevention and slightly reduces its explicit commitment to AI transparency, impacting user privacy.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
42
To assessVerified source19 Jul 2026EU
Wise
Privacy Policy
17e72515-975d-43e8-b71f-7891b529f17c
Privacy and dataArtificial intelligence
Wise's updated policy clarifies biometric data consent, adds fraud data from partners, and slightly softens AI interaction transparency.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
43
To assessVerified source10 Jul 2026Global
Meta
Terms of Service
2371bf5b-b904-4e0b-8505-4f537e426a41
Contract termsPayments and subscriptions
Meta now offers an ad-free subscription, enhancing user choice, while also explicitly reserving rights against text and data mining.
Questions for civic review
1. Which user rights, obligations or limitations change?
2. Are the effective date and communication method stated?
3. Do costs, renewals, refunds or cancellation rights change?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
44
To assessVerified source10 Jul 2026US
Meta
Privacy Policy
686214a4-1396-4f81-bdd0-63a523dcf90a
Privacy and dataArtificial intelligenceAccounts and content
Meta's policy update expands AI use and legal transparency, but lacks clear user controls for AI training and content ownership, raising privacy concerns.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
45
To assessVerified source10 Jul 2026US
Klarna
Privacy Notice
21006935-a215-47d4-bd6d-dd03b775323d
Privacy and data
Klarna collects extensive personal and financial data for services, fraud prevention, and marketing, offering some privacy controls and data deletion rights with legal retention limits.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
46
To assessVerified source10 Jul 2026EU
Klarna
Privacy Notice
e5b60963-4f7d-4396-97b2-b0a1f263fc80
Privacy and data
No changes were detected in Klarna's Privacy Notice, maintaining existing data collection, security practices, and user rights for financial services.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
47
To assessVerified source10 Jul 2026EU
PayPal
User Agreement
ab33f12c-223c-4045-89ac-0ea091eb21c3
Contract termsPayments and subscriptionsAccounts and content
This PayPal User Agreement outlines terms for Luxembourg residents, detailing account types, payment services, and user responsibilities, with standard financial service clauses.
Questions for civic review
1. Which user rights, obligations or limitations change?
2. Are the effective date and communication method stated?
3. Do costs, renewals, refunds or cancellation rights change?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
48
To assessVerified source07 Jul 2026EU
PayPal
User Agreement
472a92ae-24a8-4d9c-a47b-66f043669f57
Contract termsAccounts and content
No changes were found in this PayPal User Agreement update; it continues to detail service terms, account management, and regulatory compliance for Luxembourg users.
Questions for civic review
1. Which user rights, obligations or limitations change?
2. Are the effective date and communication method stated?
3. Do the rules on access, suspension, deletion or content use change?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
49
To assessVerified source06 Jul 2026EU
Meta
Privacy Policy
effbc552-bf79-49fc-958d-a5ef4407de76
Privacy and dataArtificial intelligenceAccounts and contentChildren
Meta's updated policy details expanded AI use for content creation and personalization, adds specific EU legal bases, and includes new safeguards for minors.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
3. Does the text describe new uses of data or content for artificial-intelligence systems?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection
50
MonitoringVerified source06 Jul 2026Global
Amazon
AWS Data Processing Addendum
5ba2f740-f2df-442d-af42-b68f291f9bc9
Privacy and data
AWS DPA automatically ensures GDPR compliance globally, strengthens data protection against government requests, and uses SCCs for international transfers.
Questions for civic review
1. Which data categories or purposes are involved?
2. Does the change affect choices, notices or objection tools available to people?
The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.
Local review statusVisible only in this browser.
Open Evidence Packet Read the change in English Add to collection

Dossiers and digest

Review dossier

The digest includes only currently visible evidence and its local review states. Before reuse, open the sources and apply your organization’s review process.

Local Markdown digest

50 included

Verified sources: 50
Under review: 0
Locally ready: 0

This is a review artifact generated in the browser. It is not a publication, approval or position of PolicyWatcher or any organization.

60-day pilot

Pilot phases

Four phases cover setup, observation, review and evaluation of results.

01Week 0
Shared scope
Choose one topic, 10–20 services and relevance criteria with the participating organization.
02Weeks 1–2
Baseline and source quality
Verify official pages, acquisition status and evidence eligible for publication.
03Weeks 3–7
Radar and review
Triage changes, prepare a weekly digest and assemble dossiers locally.
04Week 8
Final report
Record useful evidence, sources that could not be monitored, actual reuse and the decision on whether to continue.

Scope and responsibility

Review support

The radar organizes public evidence already admitted by PolicyWatcher publication gates. Civic relevance is a triage signal, not a legal judgment, a compliance certification or proof of a provider’s internal conduct.

Watchlist and review states remain in the current browser. “Ready for publication” describes only a local reviewer choice and does not trigger publication.

Loading verified public evidence

Review workflow

Observe

Verify

Inform

Consumers International

Adiconsum APS

Adusbef

Altroconsumo

Asociación de Usuarios de Bancos, Cajas y Seguros

Asociación de Usuarios de la Comunicación

Asociación de Usuarios Financieros

Associação Portuguesa para a Defesa do Consumidor

Association citoyenne et laïque des consommateurs

Association Force Ouvrière consommateurs

Assoutenti APS

Australian Communications Consumer Action Network

Submit or correct an organization

Civic evidence radar

Radar context

50 visible evidence items

PayPal

Microsoft

Microsoft

X (Twitter)

PayPal

PayPal

Meta

PayPal

PayPal

Meta

Meta

Meta

Plaid

Plaid

PayPal

PayPal

PayPal

PayPal

PayPal

Microsoft

PayPal

PayPal

PayPal

PayPal

PayPal

PayPal

PayPal

PayPal

Microsoft

Wise

Meta

Meta

Meta

Zoom

OpenAI

Google

Google

Google

Google

Klarna

Wise

Wise

Meta

Meta

Klarna

Klarna

PayPal

PayPal

Meta

Amazon

Review dossier

Local Markdown digest

Pilot phases

Shared scope

Baseline and source quality

Radar and review

Final report

Review support