PolicyWatcher 4.0.0 Beta 3
Select up to 12 exact public changes, record a local review state, and export one deterministic evidence bundle.
Evidence register
Services Agreement
New Stripe terms increase user liability for AI agent actions and impose strict limits on how businesses can use Stripe-derived data, especially for AI and automated decisions.
4961a031-d13e-4e25-b878-22fe5e890e52Privacy Statement
PayPal's updated policy broadens data collection from third-party payment sources for non-account holders and introduces new data use for 'PayPal World transactions'.
e4f3732c-92f2-4a5d-a9b2-716fd9ebf183Privacy Statement
PayPal's updated policy expands data collection from non-account holders and introduces new services involving broader third-party data sharing, increasing privacy risk.
3a1a0bf1-d724-415b-91bb-85c94f929d1ePrivacy Notice
Klarna's updated policy expands data sharing and removes a key privacy assurance for Travel eSIM internet browsing data, increasing user risk.
46e33448-2d8e-4346-86d9-2a11d0c85145Privacy Notice
Klarna now collects more financial details like dependents and employment status, plus device call state, increasing overall data collection.
71c0131c-38e2-4ac6-8a81-8adac2a16bc0Terms of Use
The updated Wise Terms of Use clarify prohibited actions, improving transparency without introducing major new restrictions or changes to data practices.
83267f34-6e62-47d2-a79e-e19dc4479cc5Terms of Service
The X Terms of Service update is minor, changing only the company's address; no significant policy shifts for users or data were introduced.
16f9b187-89de-400c-ab73-df87ef192fe0Services Agreement
Microsoft's updated Services Agreement now covers more products and services by reference, broadening its reach and potentially reducing user clarity.
9f75ba9c-8996-4a19-a3e4-9538af4d5884Services Agreement
New clauses increase user responsibility for AI agent actions, restrict how users can utilize Stripe's data output, and impose stricter data breach notification rules.
e71b438b-cf6c-4e7c-b544-d9ac9bec97c9Privacy Policy
No changes were found between the old and new Google Privacy Policy versions, maintaining existing data collection, usage, and sharing practices.
2c167795-987c-4b85-8baa-b6ab48f37c61Privacy Policy
No changes were found between the old and new Google Privacy Policy versions, maintaining existing data collection and user control practices.
a01305c4-06e9-4113-a4c4-418e4c819740Privacy Policy
The Google Privacy Policy has not changed, maintaining existing data collection practices and user controls without introducing new risks.
61a7ae88-69d7-4ef1-a5c8-48c71b078187Privacy Policy
TikTok's Privacy Policy remains unchanged, continuing extensive data collection and sharing practices, including using user content for AI training.
245f8e52-2b6c-4d4e-8565-600f69b8a78dUser Agreement
The updated PayPal User Agreement significantly limits user legal rights by adding class action and jury trial waivers, and reducing discovery in disputes.
9c8fbee4-be50-4b08-9134-255d00b28cd0Apple Intelligence & Privacy
Apple strengthens its privacy promise for AI data but introduces new usage limits for some generative AI features.
a207d871-fd69-4c3c-a3ec-098e4136d700Privacy Policy
The X Privacy Policy has no changes; it continues to detail extensive data collection, broad third-party sharing for AI training (opt-out), and biometric data collection.
01af060e-86ec-4f31-b617-fda6ff7b6be1Privacy Statement
The Zoom Privacy Statement was updated with a new date, but no actual policy changes were found, meaning existing data practices continue.
deed3507-de9d-4d32-a03a-a43b250f9a21Privacy Policy
OpenAI now collects ad history and interests for 'Free and Go' users, sharing data with advertisers to personalize ads, increasing privacy risk.
b6f77d48-bc9c-4085-bf97-702fd935ce2eTerms of Service
The updated Klarna Terms of Service include a minor clarification on cashback eligibility, but core data collection and AI personalization practices remain unchanged.
f3a9bab1-4c7c-4808-9c69-2da6963c3a5bPrivacy Notice
Klarna's Privacy Notice update clarifies that it collects data from external bank accounts, improving transparency without adding new data types.
3da8fec6-fc2d-4e26-8901-ca7e27ab6572Terms of Service
New X terms introduce mandatory Texas arbitration and class action waivers for non-EU/UK users, and expand user responsibility for AI-generated content.
3c6dfbb5-a0fa-4edb-81b0-62bb9203baa0Privacy Statement
The policy update explicitly broadens device and usage data collection to include website and app interactions, maintaining existing concerns about AI training and data retention.
0a9d773d-4417-4498-833b-e9ae88d6433cPrivacy Statement
The updated Microsoft Privacy Statement expands data collection for device usage and reduces transparency on marketing data use, raising privacy concerns.
322d5b66-a58e-485c-a367-487528a80f44Privacy Statement
Microsoft's updated policy clarifies device data collection, but still allows extensive data use, including biometrics and AI training, without explicit opt-out.
be2f44f8-2b14-4c73-bfa4-15d44d157c04Terms of Service
The updated Meta Terms remove specific rules for automated data collection, potentially increasing Meta's discretion over how data is accessed.
fa92863a-4ba8-4ef9-9500-72fb44bb63c0Privacy Statement
The PayPal Privacy Statement is unchanged, detailing extensive data collection, AI training, and broad sharing, with some user opt-out options.
b163d841-2b1c-4d03-8b6e-3d80a7d4cb27Privacy Statement
No changes were detected in the PayPal Privacy Statement, meaning data practices, AI use, and sharing policies remain consistent with the previous version.
b8cd3366-f02b-4bb6-9211-2c5b3269a404User Agreement
No changes were found in the PayPal User Agreement; the policy continues to govern payment services for EEA residents with standard terms.
36648bad-1292-4f57-8b69-47df3f84c652Privacy Statement
The PayPal Privacy Statement has not changed; it still outlines extensive data collection, AI use for training and automated decisions, and broad data sharing.
b31dce3e-ce3e-49d8-8009-5e1d6297bbd4Privacy Statement
No changes were found in the PayPal Privacy Statement, which details extensive data collection, AI training, and broad sharing, with some user controls.
51f2b3f2-6628-48c3-b4d1-be840ce4a0a6Services Agreement
This policy update introduces no changes; existing terms grant Microsoft broad content usage rights and mention autonomous AI decisions without transparency.
fd6c3793-7c01-4dce-b514-a17a504e53efUser Agreement
No changes were found between the old and new versions of PayPal's User Agreement, maintaining existing terms for Luxembourg residents.
f14dc990-fe46-4292-9702-48471a26ad97Privacy Statement
No changes were detected in PayPal's Privacy Statement, maintaining existing extensive data collection, sharing, and AI training practices.
07af8187-6856-489f-9d19-4058d9120405Privacy Statement
This PayPal Privacy Statement outlines extensive data collection and sharing practices, including sensitive and biometric data, with a focus on service provision and fraud prevention.
488db3ea-38f7-4aac-9bc8-cc765f73ae86User Agreement
No changes were found in the PayPal User Agreement, which continues to detail account terms, security, and consumer rights for Luxembourg residents.
decc553e-ece4-43de-8d6e-4f4fedbf3a9aPrivacy Statement
No changes were found in PayPal's Privacy Statement; it continues to outline extensive data collection, AI training, and broad third-party sharing.
2b3c911a-ff82-4eb2-93cd-d97cc9c642a0Privacy Statement
This policy details PayPal's extensive data collection, broad sharing, and use of AI for training and automated decisions, with no changes from the previous version.
b2e39954-84c1-4843-a490-278f2f4807a0User Agreement
No changes were found between the old and new versions of the PayPal User Agreement; the policy remains consistent.
a5804b9f-61b2-43cc-9cba-67391d428238Privacy Statement
The PayPal Privacy Statement remains unchanged, detailing extensive data collection, broad sharing, and AI use for training and automated decisions.
586c3d9a-1d5d-43dd-bb5e-ca0ef15995eaPrivacy Statement
PayPal collects extensive personal and sensitive data, uses it for AI training and automated decisions, and shares it broadly with third parties.
6d94c250-62ab-4f8b-88b6-03573281433fPrivacy Statement
Microsoft's updated policy now allows sharing user age group information with third-party apps, increasing data sharing scope and privacy concerns.
a551ca11-952d-4a8a-b79a-0c1df7462093Privacy Statement
Microsoft's updated privacy policy now explicitly allows sharing your age group information with third-party apps, increasing data exposure for age-appropriate experiences.
9d711828-e470-4300-8423-ae4201c57786Privacy Statement
The updated policy now explicitly allows sharing your age group information with third-party apps, increasing data sharing and potential privacy risks.
494ffd08-1c2e-43ae-b332-5d4b316fbaa2Terms of Use
The Wise Customer Agreement was updated to version 1.4, but the policy content remains unchanged from the previous version 1.3.
0ff77632-4d58-4b0a-8c4d-7c2e190eb5deTerms of Service
Meta's updated terms tighten rules on automated data collection, requiring compliance with new specific terms and allowing Meta to revoke access anytime.
6851aafc-7813-4bf9-aef3-794dc09cba9fPrivacy Policy
Meta's policy update makes it clearer that your interactions and messages with their AI features are collected and used to improve their AI.
3498c155-1644-4939-8c9b-2460a75b5778Privacy Policy
Meta's updated policy clarifies AI feature interactions and capabilities, including AI performing actions, while also committing to safeguards for AI development.
7db948e3-a96e-4118-85d0-41c51c80796fPrivacy Statement
Zoom now explicitly states it will not share mobile opt-in data from text campaigns with third parties, enhancing user privacy for mobile communications.
66fcf7ee-a113-43fa-bd57-4cb533e1fe0cTerms of Use
You own your AI output and can opt-out of training, but corporate email use risks employer access and you must verify AI accuracy.
4e8ed932-090d-4a02-8304-22144bfdbff5Privacy Policy
The policy update adds new table of contents sections, hinting at future clarity on data transfers and definitions, but core data practices remain consistent.
ecc39763-b2f3-40c2-ac76-9f0844adb261Integration boundary