09 Oct 2026USHigh · 7/10
PayPal
Privacy Statement
PayPal's policy involves extensive data collection, including sensitive and biometric data, used for AI and shared broadly, with some opt-out options.
9dd157b3-34d5-4710-bcef-0d0368693145Public evidence utilityBrowser-local review state
PolicyWatcher 5.0.0
Evidence collections
Select up to 12 exact public changes, record a local review state, and export one deterministic evidence bundle.
- 01Select public records
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Evidence register
Available public changes
- 01
- 0209 Oct 2026EUHigh · 7/10
PayPal
Privacy Statement
PayPal collects extensive personal and sensitive data, uses it for AI training and automated decisions, and shares it broadly with third parties.
f21e62b7-844f-464b-8f11-871c42b3c506 - 0309 Oct 2026GlobalMedium · 4/10
Anthropic
Acceptable Use Policy
The updated policy significantly tightens rules against harmful AI uses, adding protections against manipulation, NCII, and clarifying security research.
f3173b06-e116-4be0-bda3-272c3a919124 - 0409 Oct 2026EUHigh · 7/10
OpenAI
Privacy Policy
This OpenAI Privacy Policy update shows no changes, maintaining extensive data collection, broad sharing, and conditional data retention practices.
79e18fd1-c585-4cbd-a32c-e456bfd142f5 - 0509 Oct 2026GlobalHigh · 7/10
OpenAI
Privacy Policy
No changes were detected in the updated policy, maintaining existing data collection, usage, and sharing practices with user opt-out options.
36ec1a14-399c-4961-b2f1-aeb51e8b0b92 - 0601 Oct 2026EUHigh · 8/10
Stripe
Services Agreement
New Stripe terms increase user liability for AI agent actions and impose strict limits on how businesses can use Stripe-derived data, especially for AI and automated decisions.
4961a031-d13e-4e25-b878-22fe5e890e52 - 0701 Oct 2026USHigh · 8/10
PayPal
Privacy Statement
PayPal's updated policy broadens data collection from third-party payment sources for non-account holders and introduces new data use for 'PayPal World transactions'.
e4f3732c-92f2-4a5d-a9b2-716fd9ebf183 - 0801 Oct 2026EUHigh · 7/10
PayPal
Privacy Statement
PayPal's updated policy expands data collection from non-account holders and introduces new services involving broader third-party data sharing, increasing privacy risk.
3a1a0bf1-d724-415b-91bb-85c94f929d1e - 0901 Oct 2026USHigh · 8/10
Klarna
Privacy Notice
Klarna's updated policy expands data sharing and removes a key privacy assurance for Travel eSIM internet browsing data, increasing user risk.
46e33448-2d8e-4346-86d9-2a11d0c85145 - 1001 Oct 2026EUHigh · 7/10
Klarna
Privacy Notice
Klarna now collects more financial details like dependents and employment status, plus device call state, increasing overall data collection.
71c0131c-38e2-4ac6-8a81-8adac2a16bc0 - 1101 Oct 2026GlobalMedium · 4/10
Wise
Terms of Use
The updated Wise Terms of Use clarify prohibited actions, improving transparency without introducing major new restrictions or changes to data practices.
83267f34-6e62-47d2-a79e-e19dc4479cc5 - 1201 Oct 2026GlobalLow · 3/10
X (Twitter)
Terms of Service
The X Terms of Service update is minor, changing only the company's address; no significant policy shifts for users or data were introduced.
16f9b187-89de-400c-ab73-df87ef192fe0 - 1301 Oct 2026GlobalHigh · 7/10
Microsoft
Services Agreement
Microsoft's updated Services Agreement now covers more products and services by reference, broadening its reach and potentially reducing user clarity.
9f75ba9c-8996-4a19-a3e4-9538af4d5884 - 1401 Oct 2026USHigh · 7/10
Stripe
Services Agreement
New clauses increase user responsibility for AI agent actions, restrict how users can utilize Stripe's data output, and impose stricter data breach notification rules.
e71b438b-cf6c-4e7c-b544-d9ac9bec97c9 - 1501 Oct 2026USHigh · 7/10
Google
Privacy Policy
No changes were found between the old and new Google Privacy Policy versions, maintaining existing data collection, usage, and sharing practices.
2c167795-987c-4b85-8baa-b6ab48f37c61 - 1601 Oct 2026GlobalMedium · 6/10
Google
Privacy Policy
No changes were found between the old and new Google Privacy Policy versions, maintaining existing data collection and user control practices.
a01305c4-06e9-4113-a4c4-418e4c819740 - 1701 Oct 2026EUMedium · 6/10
Google
Privacy Policy
The Google Privacy Policy has not changed, maintaining existing data collection practices and user controls without introducing new risks.
61a7ae88-69d7-4ef1-a5c8-48c71b078187 - 1824 Sept 2026EUHigh · 7/10
TikTok
Privacy Policy
TikTok's Privacy Policy remains unchanged, continuing extensive data collection and sharing practices, including using user content for AI training.
245f8e52-2b6c-4d4e-8565-600f69b8a78d - 1924 Sept 2026USHigh · 8/10
PayPal
User Agreement
The updated PayPal User Agreement significantly limits user legal rights by adding class action and jury trial waivers, and reducing discovery in disputes.
9c8fbee4-be50-4b08-9134-255d00b28cd0 - 2024 Sept 2026GlobalHigh · 7/10
X (Twitter)
Privacy Policy
The X Privacy Policy has no changes; it continues to detail extensive data collection, broad third-party sharing for AI training (opt-out), and biometric data collection.
01af060e-86ec-4f31-b617-fda6ff7b6be1 - 2124 Sept 2026GlobalHigh · 7/10
Zoom
Privacy Statement
The Zoom Privacy Statement was updated with a new date, but no actual policy changes were found, meaning existing data practices continue.
deed3507-de9d-4d32-a03a-a43b250f9a21 - 2224 Sept 2026EUHigh · 7/10
OpenAI
Privacy Policy
OpenAI now collects ad history and interests for 'Free and Go' users, sharing data with advertisers to personalize ads, increasing privacy risk.
b6f77d48-bc9c-4085-bf97-702fd935ce2e - 2323 Sept 2026EUMedium · 6/10
Klarna
Terms of Service
The updated Klarna Terms of Service include a minor clarification on cashback eligibility, but core data collection and AI personalization practices remain unchanged.
f3a9bab1-4c7c-4808-9c69-2da6963c3a5b - 2423 Sept 2026EUMedium · 6/10
Klarna
Privacy Notice
Klarna's Privacy Notice update clarifies that it collects data from external bank accounts, improving transparency without adding new data types.
3da8fec6-fc2d-4e26-8901-ca7e27ab6572 - 2523 Sept 2026GlobalHigh · 8/10
X (Twitter)
Terms of Service
New X terms introduce mandatory Texas arbitration and class action waivers for non-EU/UK users, and expand user responsibility for AI-generated content.
3c6dfbb5-a0fa-4edb-81b0-62bb9203baa0 - 2623 Sept 2026USHigh · 8/10
Microsoft
Privacy Statement
The policy update explicitly broadens device and usage data collection to include website and app interactions, maintaining existing concerns about AI training and data retention.
0a9d773d-4417-4498-833b-e9ae88d6433c - 2723 Sept 2026UKHigh · 7/10
Revolut
Privacy Policy
No changes were detected between the old and new versions of Revolut's Privacy Policy, which will become effective on March 17, 2026.
3f664da1-706b-446a-8c0a-1902a7a06274 - 2823 Sept 2026GlobalMedium · 4/10
Microsoft
Privacy Statement
The updated Microsoft Privacy Statement expands data collection for device usage and reduces transparency on marketing data use, raising privacy concerns.
322d5b66-a58e-485c-a367-487528a80f44 - 2923 Sept 2026EUHigh · 7/10
Microsoft
Privacy Statement
Microsoft's updated policy clarifies device data collection, but still allows extensive data use, including biometrics and AI training, without explicit opt-out.
be2f44f8-2b14-4c73-bfa4-15d44d157c04 - 3023 Sept 2026GlobalMedium · 6/10
Meta
Terms of Service
The updated Meta Terms remove specific rules for automated data collection, potentially increasing Meta's discretion over how data is accessed.
fa92863a-4ba8-4ef9-9500-72fb44bb63c0 - 3118 Aug 2026USMedium · 6/10
PayPal
Privacy Statement
The PayPal Privacy Statement is unchanged, detailing extensive data collection, AI training, and broad sharing, with some user opt-out options.
b163d841-2b1c-4d03-8b6e-3d80a7d4cb27 - 3218 Aug 2026EUMedium · 6/10
PayPal
Privacy Statement
No changes were detected in the PayPal Privacy Statement, meaning data practices, AI use, and sharing policies remain consistent with the previous version.
b8cd3366-f02b-4bb6-9211-2c5b3269a404 - 3306 Aug 2026EUMedium · 6/10
PayPal
User Agreement
No changes were found in the PayPal User Agreement; the policy continues to govern payment services for EEA residents with standard terms.
36648bad-1292-4f57-8b69-47df3f84c652 - 3406 Aug 2026USHigh · 7/10
PayPal
Privacy Statement
The PayPal Privacy Statement has not changed; it still outlines extensive data collection, AI use for training and automated decisions, and broad data sharing.
b31dce3e-ce3e-49d8-8009-5e1d6297bbd4 - 3506 Aug 2026EUHigh · 7/10
PayPal
Privacy Statement
No changes were found in the PayPal Privacy Statement, which details extensive data collection, AI training, and broad sharing, with some user controls.
51f2b3f2-6628-48c3-b4d1-be840ce4a0a6 - 3606 Aug 2026GlobalMedium · 6/10
Microsoft
Services Agreement
This policy update introduces no changes; existing terms grant Microsoft broad content usage rights and mention autonomous AI decisions without transparency.
fd6c3793-7c01-4dce-b514-a17a504e53ef - 3702 Aug 2026EUMedium · 4/10
PayPal
User Agreement
No changes were found between the old and new versions of PayPal's User Agreement, maintaining existing terms for Luxembourg residents.
f14dc990-fe46-4292-9702-48471a26ad97 - 3802 Aug 2026USMedium · 6/10
PayPal
Privacy Statement
No changes were detected in PayPal's Privacy Statement, maintaining existing extensive data collection, sharing, and AI training practices.
07af8187-6856-489f-9d19-4058d9120405 - 3902 Aug 2026EUHigh · 7/10
PayPal
Privacy Statement
This PayPal Privacy Statement outlines extensive data collection and sharing practices, including sensitive and biometric data, with a focus on service provision and fraud prevention.
488db3ea-38f7-4aac-9bc8-cc765f73ae86 - 4002 Aug 2026EUMedium · 5/10
PayPal
User Agreement
No changes were found in the PayPal User Agreement, which continues to detail account terms, security, and consumer rights for Luxembourg residents.
decc553e-ece4-43de-8d6e-4f4fedbf3a9a - 4102 Aug 2026USHigh · 7/10
PayPal
Privacy Statement
No changes were found in PayPal's Privacy Statement; it continues to outline extensive data collection, AI training, and broad third-party sharing.
2b3c911a-ff82-4eb2-93cd-d97cc9c642a0 - 4202 Aug 2026EUHigh · 7/10
PayPal
Privacy Statement
This policy details PayPal's extensive data collection, broad sharing, and use of AI for training and automated decisions, with no changes from the previous version.
b2e39954-84c1-4843-a490-278f2f4807a0 - 4301 Aug 2026EUMedium · 5/10
PayPal
User Agreement
No changes were found between the old and new versions of the PayPal User Agreement; the policy remains consistent.
a5804b9f-61b2-43cc-9cba-67391d428238 - 4401 Aug 2026USHigh · 7/10
PayPal
Privacy Statement
The PayPal Privacy Statement remains unchanged, detailing extensive data collection, broad sharing, and AI use for training and automated decisions.
586c3d9a-1d5d-43dd-bb5e-ca0ef15995ea - 4501 Aug 2026EUHigh · 7/10
PayPal
Privacy Statement
PayPal collects extensive personal and sensitive data, uses it for AI training and automated decisions, and shares it broadly with third parties.
6d94c250-62ab-4f8b-88b6-03573281433f - 4601 Aug 2026USHigh · 9/10
Microsoft
Privacy Statement
Microsoft's updated policy now allows sharing user age group information with third-party apps, increasing data sharing scope and privacy concerns.
a551ca11-952d-4a8a-b79a-0c1df7462093 - 4701 Aug 2026GlobalHigh · 7/10
Microsoft
Privacy Statement
Microsoft's updated privacy policy now explicitly allows sharing your age group information with third-party apps, increasing data exposure for age-appropriate experiences.
9d711828-e470-4300-8423-ae4201c57786 - 4801 Aug 2026EUHigh · 7/10
Microsoft
Privacy Statement
The updated policy now explicitly allows sharing your age group information with third-party apps, increasing data sharing and potential privacy risks.
494ffd08-1c2e-43ae-b332-5d4b316fbaa2 - 4928 Jul 2026GlobalHigh · 7/10
Wise
Terms of Use
The Wise Customer Agreement was updated to version 1.4, but the policy content remains unchanged from the previous version 1.3.
0ff77632-4d58-4b0a-8c4d-7c2e190eb5de - 5028 Jul 2026GlobalMedium · 6/10
Meta
Terms of Service
Meta's updated terms tighten rules on automated data collection, requiring compliance with new specific terms and allowing Meta to revoke access anytime.
6851aafc-7813-4bf9-aef3-794dc09cba9f
Integration boundary
Collection data and limits
- Included
- Exact public change IDs, bounded evidence records, packet digests and review questions.
- Local only
- Your collection title and per-record review state.
- Not included
- Jira, Confluence or Teams delivery; persistent multi-user collaboration; comments, accounts or ACLs.
- Not a verdict
- The bundle is not a compliance report, legal advice or exhaustive market coverage.