PolicyWatcher
The page will appear when its current evidence state is available.
PolicyWatcher 4.0.0 Beta 2
Select up to 12 exact public changes, record a local review state, and export one deterministic evidence bundle.
Evidence register
Privacy Statement
The PayPal Privacy Statement is unchanged, detailing extensive data collection, AI training, and broad sharing, with some user opt-out options.
b163d841-2b1c-4d03-8b6e-3d80a7d4cb27Privacy Statement
No changes were detected in the PayPal Privacy Statement, meaning data practices, AI use, and sharing policies remain consistent with the previous version.
b8cd3366-f02b-4bb6-9211-2c5b3269a404User Agreement
No changes were found in the PayPal User Agreement; the policy continues to govern payment services for EEA residents with standard terms.
36648bad-1292-4f57-8b69-47df3f84c652Privacy Statement
The PayPal Privacy Statement has not changed; it still outlines extensive data collection, AI use for training and automated decisions, and broad data sharing.
b31dce3e-ce3e-49d8-8009-5e1d6297bbd4Privacy Statement
No changes were found in the PayPal Privacy Statement, which details extensive data collection, AI training, and broad sharing, with some user controls.
51f2b3f2-6628-48c3-b4d1-be840ce4a0a6Services Agreement
This policy update introduces no changes; existing terms grant Microsoft broad content usage rights and mention autonomous AI decisions without transparency.
fd6c3793-7c01-4dce-b514-a17a504e53efUser Agreement
No changes were found between the old and new versions of PayPal's User Agreement, maintaining existing terms for Luxembourg residents.
f14dc990-fe46-4292-9702-48471a26ad97Privacy Statement
No changes were detected in PayPal's Privacy Statement, maintaining existing extensive data collection, sharing, and AI training practices.
07af8187-6856-489f-9d19-4058d9120405Privacy Statement
This PayPal Privacy Statement outlines extensive data collection and sharing practices, including sensitive and biometric data, with a focus on service provision and fraud prevention.
488db3ea-38f7-4aac-9bc8-cc765f73ae86User Agreement
No changes were found in the PayPal User Agreement, which continues to detail account terms, security, and consumer rights for Luxembourg residents.
decc553e-ece4-43de-8d6e-4f4fedbf3a9aPrivacy Statement
No changes were found in PayPal's Privacy Statement; it continues to outline extensive data collection, AI training, and broad third-party sharing.
2b3c911a-ff82-4eb2-93cd-d97cc9c642a0Privacy Statement
This policy details PayPal's extensive data collection, broad sharing, and use of AI for training and automated decisions, with no changes from the previous version.
b2e39954-84c1-4843-a490-278f2f4807a0User Agreement
No changes were found between the old and new versions of the PayPal User Agreement; the policy remains consistent.
a5804b9f-61b2-43cc-9cba-67391d428238Privacy Statement
The PayPal Privacy Statement remains unchanged, detailing extensive data collection, broad sharing, and AI use for training and automated decisions.
586c3d9a-1d5d-43dd-bb5e-ca0ef15995eaPrivacy Statement
PayPal collects extensive personal and sensitive data, uses it for AI training and automated decisions, and shares it broadly with third parties.
6d94c250-62ab-4f8b-88b6-03573281433fPrivacy Statement
Microsoft's updated policy now allows sharing user age group information with third-party apps, increasing data sharing scope and privacy concerns.
a551ca11-952d-4a8a-b79a-0c1df7462093Privacy Statement
Microsoft's updated privacy policy now explicitly allows sharing your age group information with third-party apps, increasing data exposure for age-appropriate experiences.
9d711828-e470-4300-8423-ae4201c57786Privacy Statement
The updated policy now explicitly allows sharing your age group information with third-party apps, increasing data sharing and potential privacy risks.
494ffd08-1c2e-43ae-b332-5d4b316fbaa2Terms of Use
The Wise Customer Agreement was updated to version 1.4, but the policy content remains unchanged from the previous version 1.3.
0ff77632-4d58-4b0a-8c4d-7c2e190eb5deTerms of Service
Meta's updated terms tighten rules on automated data collection, requiring compliance with new specific terms and allowing Meta to revoke access anytime.
6851aafc-7813-4bf9-aef3-794dc09cba9fPrivacy Policy
Meta's policy update makes it clearer that your interactions and messages with their AI features are collected and used to improve their AI.
3498c155-1644-4939-8c9b-2460a75b5778Privacy Policy
Meta's updated policy clarifies AI feature interactions and capabilities, including AI performing actions, while also committing to safeguards for AI development.
7db948e3-a96e-4118-85d0-41c51c80796fPrivacy Statement
Zoom now explicitly states it will not share mobile opt-in data from text campaigns with third parties, enhancing user privacy for mobile communications.
66fcf7ee-a113-43fa-bd57-4cb533e1fe0cTerms of Use
You own your AI output and can opt-out of training, but corporate email use risks employer access and you must verify AI accuracy.
4e8ed932-090d-4a02-8304-22144bfdbff5Privacy Policy
The policy update adds new table of contents sections, hinting at future clarity on data transfers and definitions, but core data practices remain consistent.
ecc39763-b2f3-40c2-ac76-9f0844adb261Privacy Policy
Google's Privacy Policy remains largely unchanged in content, with new table of contents entries suggesting future clarity on data transfers and partners.
2f0b054a-9ea4-45fc-bed4-8a5dda769cafPrivacy Policy
Google's policy update improves structure and hints at clearer data transfer rules, but extensive data collection practices persist.
f863326f-229b-4494-8b13-239f8fcd72a4AI Terms of Service
The Generative AI Additional Terms of Service remain unchanged, maintaining existing restrictions on AI model development and content disclaimers.
7107f09e-0e1a-43cd-9af9-3a088d026d87Terms of Service
Klarna's updated terms now explicitly include "Your right of withdrawal," improving consumer clarity on cancellation rights without other major policy changes.
4c70bff8-3855-4820-99c0-60218f3c7375Privacy Policy
Wise's updated policy increases data sharing for fraud prevention and slightly reduces its explicit commitment to AI transparency, impacting user privacy.
2e62256f-eb3a-45c5-95ba-e7b297822af5Privacy Policy
Wise's updated policy clarifies biometric data consent, adds fraud data from partners, and slightly softens AI interaction transparency.
17e72515-975d-43e8-b71f-7891b529f17cPrivacy Policy
X collects extensive personal data, including biometrics, and uses it for AI training, with an opt-out for some third-party sharing, posing high privacy risks.
13282507-aa4e-4157-b3bf-9ecb3c05a06dTerms of Service
Meta now offers an ad-free subscription, enhancing user choice, while also explicitly reserving rights against text and data mining.
2371bf5b-b904-4e0b-8505-4f537e426a41Privacy Policy
Meta's policy update expands AI use and legal transparency, but lacks clear user controls for AI training and content ownership, raising privacy concerns.
686214a4-1396-4f81-bdd0-63a523dcf90aPrivacy Notice
Klarna collects extensive personal and financial data for services, fraud prevention, and marketing, offering some privacy controls and data deletion rights with legal retention limits.
21006935-a215-47d4-bd6d-dd03b775323dPrivacy Notice
No changes were detected in Klarna's Privacy Notice, maintaining existing data collection, security practices, and user rights for financial services.
e5b60963-4f7d-4396-97b2-b0a1f263fc80User Agreement
This PayPal User Agreement outlines terms for Luxembourg residents, detailing account types, payment services, and user responsibilities, with standard financial service clauses.
ab33f12c-223c-4045-89ac-0ea091eb21c3Privacy Statement
PayPal collects extensive personal and sensitive data, including for AI training and automated decisions, sharing it broadly, but lacks clear AI opt-out and data retention specifics.
c401c830-2b20-475a-908c-8c4d762bda1ePrivacy Statement
PayPal collects extensive personal and sensitive data, including biometrics, for services, fraud, and AI training, sharing it broadly with third parties.
ff3b694b-c127-40a7-ad9a-147c054b1221Privacy Policy
Meta's new policy broadens AI data use and sharing with third parties, increasing privacy risks despite improved legal transparency for EU users.
7d60dfa9-f444-46e9-972a-e1679643fa6eUser Agreement
No changes were found in this PayPal User Agreement update; it continues to detail service terms, account management, and regulatory compliance for Luxembourg users.
472a92ae-24a8-4d9c-a47b-66f043669f57Privacy Statement
PayPal collects extensive personal and sensitive data, including biometrics, for services, fraud, and AI training, sharing it broadly with many third parties.
121a92db-3af8-48da-8b5e-fa953a94d08bPrivacy Statement
No changes were found in the PayPal Privacy Statement; it outlines extensive data collection, AI training, and broad sharing, raising significant privacy considerations.
858f0ed6-c3a6-4084-a5eb-e7ff9ba238e6Privacy Policy
Meta's updated policy increases data sharing with WhatsApp and expands personalized ad targeting, raising privacy concerns despite new bias-combatting commitments.
161eb7f2-6bd6-4742-a173-ff9df57ac47fAWS Data Processing Addendum
AWS DPA automatically ensures GDPR compliance globally, strengthens data protection against government requests, and uses SCCs for international transfers.
5ba2f740-f2df-442d-af42-b68f291f9bc9Terms of Service
Meta removed the ad-free option and its explicit reservation against text/data mining, increasing data use for AI and reducing user choice.
0b360805-607e-41ae-b0ff-6958cec16541Privacy Policy
Meta's updated policy explicitly links WhatsApp data to your Meta accounts, expanding internal data sharing and AI usage for personalization.
6c63cb4a-b2bd-496e-b994-7def76160bdePrivacy Policy
Meta's updated policy details expanded AI use for content creation and personalization, adds specific EU legal bases, and includes new safeguards for minors.
effbc552-bf79-49fc-958d-a5ef4407de76Privacy Policy
Plaid collects extensive personal and financial data, uses it for AI training, and shares it broadly, but offers a portal for some user control.
449c973d-b19b-4d7c-976b-ffcb63bf0665Privacy Policy
Plaid collects extensive financial data, uses it for AI training, and shares it broadly, but offers a portal for user control and data deletion.
c9aadce8-c90e-46d9-9ad2-372ed55b339dPrivacy Notice
The new Klarna policy improves user rights access but removes explicit details on biometric data collection and specific AI/ML processing, reducing transparency.
1ee4e96e-0be3-46bf-8c66-10c4e8f3718aIntegration boundary