Public Evidence Packet
Plaid - End User Services Agreement
End User Services Agreement
725582fb-d698-4d30-aeb3-810d221ad7c9- Screening date
- 06 Jul 2026, 22:08 UTC
- Jurisdiction
- EU
- Risk screening
- High · 7/10
- Score trace
- Baseline; no earlier public change
This packet records PolicyWatcher evidence and AI-assisted screening for one public change. It is not legal advice, a compliance verdict, a certification, or proof that the external source remains unchanged.
- 01Source evidence
- 02Explainability
- 03Governance Relevance
- 04Report Output
Dataset QA · sanitized public view
Source evidence
- Publication gate
- Published
- Retrieval state
- Recorded retrieval available
- Latest retrieval
- 04 Nov 2026, 18:39 UTC
- Sanitized channel
direct- Data status
- Available
- Public snapshot evidence
- Available
Public snapshot fingerprints
Not available as public evidence for this change.
e109c8a4674ca7b407c8e08764e28825d033b7c96b0ecc4575bb674078c4264dCaptured 06 Jul 2026, 22:08 UTCSource confidence describes recorded retrieval and publication state. It does not rate the provider policy or certify source authenticity.
Source-anchored screening trace
Explainability
Plaid accesses your financial account data with explicit consent, sharing it with third-party apps you use, and you can withdraw consent anytime.
- Reason 1+2 score contribution
Extensive financial data collection.
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
- Reason 2+3 score contribution
Broad data sharing with third-party apps.
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
- Reason 3+2 score contribution
Limited liability for third-party actions.
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
Score reasons and deltaScore values are stored AI-assisted screening outputs. Verified anchors confirm only that the quoted passage occurs in the named snapshot; they do not prove the interpretation.
Advisory review map
Governance Relevance
EU AI Act
Official Journal text, 2024
Which recorded policy statements may be relevant to transparency, automated decisions, data use and human oversight review?
No assessed KPI value is available for this advisory mapping.
Framework sourceISO/IEC 42001
ISO/IEC 42001:2023 overview
Which recorded policy statements may inform an AI management-system review of transparency, risk oversight and independent assurance?
No assessed KPI value is available for this advisory mapping.
Framework sourceNIST AI RMF
AI RMF 1.0; NIST revision in progress, checked 2026-07-29
Which recorded policy statements may support Govern, Map, Measure or Manage review questions?
No assessed KPI value is available for this advisory mapping.
Framework sourceOECD AI Principles
OECD AI Principles, updated 2024
Which recorded policy statements may be relevant to transparency, fairness, accountability and user agency review?
No assessed KPI value is available for this advisory mapping.
Framework sourceMappings identify review relevance between recorded PolicyWatcher KPI fields and framework topics. They are not legal interpretations, conformity assessments, certifications or compliance verdicts.
Exact change-bound files
Report Output
Both files are generated from this exact change ID.
Download exact-change PDF Download exact-change JSON67ce7587fdf87bd86dcf59dc81a0b71233d6abd793ee95e3576f718acae452c8Questions before reuse
- Does the original End User Services Agreement source still match the recorded public snapshot version 1?
- Do the cited source passages support each displayed reason, KPI value and regional note?
- Which advisory framework topics require specialist legal, risk or governance review for this use case?
- Has a later public change superseded this packet before it is reused in a decision or publication?