Plaid - End User Services Agreement
EU · 2026-07-06 · V1terms
What actually changed
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Summary
Two public snapshots of the same policy are required to establish what changed. The available record is insufficient.
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Plaid accesses your financial account data with explicit consent, sharing it with third-party apps you use, and you can withdraw consent anytime.
- Accesses financial data (transactions, balances, personal info) from your EEA bank accounts.
- Requires explicit consent to access and share your data with third-party applications.
- Plaid disclaims liability for third-party app actions or data accuracy from banks.
- You can withdraw consent for data access and sharing at any time.
- Agreement can be changed with 2 months' notice; you can terminate if you disagree.
What changed
Regional impact
Your financial data is processed under PSD2 and GDPR. Explicit consent is key, but data sharing with third-party apps requires careful review.
This policy is EEA-specific. If your data is transferred to the US, it would be subject to US privacy laws like CCPA/CPRA.
Your financial data is highly sensitive. Understand how it's shared and your rights to withdraw consent globally.