PolicyWatcherPublic evidence laboratory

Monitored company / public record

Klarna

FinTech. This page lists only the company policy records that pass the PolicyWatcher public-evidence gate.

Public policies
8
Industry
FinTech
Last observed
10 Oct 2026, 02:41
Knowledge record updated
10 Oct 2026, 02:41
Publication state
Evidence-gated public

Policy index

Published policy records

Source URLs point to the official provider location. PolicyWatcher exposes metadata and published evidence, not copied raw policy text.

  1. Privacy Notice

    privacy / EU

    Status
    Available
    Latest baseline
    1 Oct 2026, 19:54
    Published changes
    3
    Open policy record

  2. Terms of Service

    terms / EU

    Status
    Available
    Latest baseline
    23 Sept 2026, 17:22
    Published changes
    2
    Open policy record

  3. Klarna Balance Agreement

    terms / US

    Status
    Available
    Latest baseline
    2 Oct 2026, 04:56
    Published changes
    0
    Open policy record

  4. Membership Agreement

    terms / US

    Status
    Available
    Latest baseline
    2 Oct 2026, 04:56
    Published changes
    0
    Open policy record

  5. Privacy Notice

    privacy / US

    Status
    Available
    Latest baseline
    1 Oct 2026, 19:54
    Published changes
    3
    Open policy record

  6. Referral Terms

    terms / US

    Status
    Available
    Latest baseline
    2 Oct 2026, 04:56
    Published changes
    0
    Open policy record

  7. SMS Terms

    terms / US

    Status
    Available
    Latest baseline
    2 Oct 2026, 04:56
    Published changes
    0
    Open policy record

  8. Terms of Service

    terms / US

    Status
    Available
    Latest baseline
    18 Aug 2026, 02:27
    Published changes
    0
    Open policy record

Publication register

Recent published changes

Risk labels are AI-assisted screening outputs, not legal or compliance conclusions.

  1. PublishedScreening: High

    Privacy Notice

    An AI-selected clause is present in a changed passage and absent from the other version after presentation normalization. Its substantive effect still requires verification.

    Evidence packet
  2. PublishedScreening: High

    Privacy Notice

    The comparison exceeds the automatic processing limit. Review the original versions before interpreting this update.

    Evidence packet
  3. PublishedScreening: Medium

    Terms of Service

    Text differences are confirmed, but the available evidence does not establish their substantive effect. This can include extraction or presentation differences.

    Evidence packet
  4. PublishedScreening: Medium

    Privacy Notice

    An AI-selected clause is present in a changed passage and absent from the other version after presentation normalization. Its substantive effect still requires verification.

    Evidence packet
  5. PublishedScreening: Medium

    Terms of Service

    Text differences are confirmed, but the available evidence does not establish their substantive effect. This can include extraction or presentation differences.

    Evidence packet
  6. PublishedScreening: Medium

    Privacy Notice

    Text differences are confirmed, but the available evidence does not establish their substantive effect. This can include extraction or presentation differences.

    Evidence packet
  7. PublishedScreening: Medium

    Privacy Notice

    Text differences are confirmed, but the available evidence does not establish their substantive effect. This can include extraction or presentation differences.

    Evidence packet
  8. PublishedScreening: High

    Privacy Notice

    The comparison exceeds the automatic processing limit. Review the original versions before interpreting this update.

    Evidence packet