PolicyWatcherPublic evidence laboratory

Public Evidence Packet

PayPal - Privacy Statement

Privacy Statement

b163d841-2b1c-4d03-8b6e-3d80a7d4cb27
Screening date
18 Aug 2026, 03:00 UTC
Jurisdiction
US
Risk screening
Medium · 6/10
Score trace
-1 points from previous public change

This packet records PolicyWatcher evidence and AI-assisted screening for one public change. It is not legal advice, a compliance verdict, a certification, or proof that the external source remains unchanged.

  1. 01Source evidence
  2. 02Explainability
  3. 03Governance Relevance
  4. 04Report Output
01

Dataset QA · sanitized public view

Source evidence

Publication gate
Published
Retrieval state
Recorded retrieval available
Latest retrieval
10 Oct 2026, 02:42 UTC
Sanitized channel
direct
Data status
Available
Public snapshot evidence
Available

Public snapshot fingerprints

Previous · version 7454b2ac83b0b91a71efa67e3f19979294f3439aec17b937619690174e02bf9bbCaptured 06 Aug 2026, 03:51 UTC
Current · version 820524cc00c4056093b9bfa5192fece3a1d4087a0b2aad844bbcd8bf6fe6f70f8Captured 18 Aug 2026, 03:00 UTC

Source confidence describes recorded retrieval and publication state. It does not rate the provider policy or certify source authenticity.

02

Source-anchored screening trace

Explainability

The PayPal Privacy Statement is unchanged, detailing extensive data collection, AI training, and broad sharing, with some user opt-out options.

  1. Reason 10 score contribution

    Extensive collection of sensitive and biometric data.

    Related KPI
    Data collection
    Source side
    Not recorded
    Source passage not recorded

    This historical reason has no recorded source passage.

  2. Reason 20 score contribution

    Personal data is used for AI model training and automated decisions.

    Related KPI
    AI training opt-out
    Source side
    new snapshot
    Verified exact source passage

    “We may use Personal Information to train our artificial intelligence (AI) models that power our Services and help us deliver more secure, efficient, and personalized services. PayPal also uses Automated Decision Making to provide our produc”

  3. Reason 30 score contribution

    Broad sharing of personal information with various third parties.

    Related KPI
    Third-party sharing
    Source side
    new snapshot
    Verified exact source passage

    “We disclose your Personal Information with service providers and third parties, including those participating in the payment network, to help us provide Services, protect our customers from risk and fraud, market our products, and comply wi”

Score reasons and deltaScore values are stored AI-assisted screening outputs. Verified anchors confirm only that the quoted passage occurs in the named snapshot; they do not prove the interpretation.

03

Advisory review map

Governance Relevance

EU AI Act

Official Journal text, 2024

Mapped evidence

Which recorded policy statements may be relevant to transparency, automated decisions, data use and human oversight review?

AI training opt-out
Opt-Out
Algorithmic transparency
Mentioned
Automated decisions
Partial
AI bias and fairness
Absent
Framework source

ISO/IEC 42001

ISO/IEC 42001:2023 overview

Mapped evidence

Which recorded policy statements may inform an AI management-system review of transparency, risk oversight and independent assurance?

Algorithmic transparency
Mentioned
AI bias and fairness
Absent
Independent audit
Absent
Regulatory compliance
Comprehensive
Framework source

NIST AI RMF

AI RMF 1.0; NIST revision in progress, checked 2026-07-29

Mapped evidence

Which recorded policy statements may support Govern, Map, Measure or Manage review questions?

Algorithmic transparency
Mentioned
Automated decisions
Partial
AI bias and fairness
Absent
Framework source

OECD AI Principles

OECD AI Principles, updated 2024

Mapped evidence

Which recorded policy statements may be relevant to transparency, fairness, accountability and user agency review?

Consent mechanism
Explicit Opt-In
Algorithmic transparency
Mentioned
AI bias and fairness
Absent
Independent audit
Absent
Framework source

Mappings identify review relevance between recorded PolicyWatcher KPI fields and framework topics. They are not legal interpretations, conformity assessments, certifications or compliance verdicts.

04

Exact change-bound files

Report Output

Both files are generated from this exact change ID.

Download exact-change PDF Download exact-change JSON
Packet content digest · SHA-256f028ba441c4d49ce00dd2ea110dc221132dae6e17225263a1c5deac475d10416

Questions before reuse

  1. Does the original Privacy Statement source still match the recorded public snapshot version 8?
  2. Do the cited source passages support each displayed reason, KPI value and regional note?
  3. Which advisory framework topics require specialist legal, risk or governance review for this use case?
  4. Has a later public change superseded this packet before it is reused in a decision or publication?