Public Evidence Packet
Plaid
End User Services Agreement
7f520876-dff7-41c0-8948-6b7a521c14f6- Screening date
- 06 Jul 2026, 22:09 UTC
- Jurisdiction
- US
- Risk screening
- High · 8/10
- Score trace
- Baseline; no earlier public change
This packet records PolicyWatcher evidence and AI-assisted screening for one public change. It is not legal advice, a compliance verdict, a certification, or proof that the external source remains unchanged.
- 01Source Confidence
- 02Explainability
- 03Governance Relevance
- 04Report Output
Dataset QA · sanitized public view
Source Confidence
- Publication gate
- Published
- Retrieval state
- Review required
- Latest retrieval
- 06 Jul 2026, 09:39 UTC
- Sanitized channel
other- Data status
- Available
- Public snapshot evidence
- Available
Public snapshot fingerprints
Not available as public evidence for this change.
2a9ca0b926c6909aabdf0ab62feab4aac8a4b0e0bb5d710d4fa70cad871f7e19Captured 06 Jul 2026, 22:09 UTCSource confidence describes recorded retrieval and publication state. It does not rate the provider policy or certify source authenticity.
Source-anchored screening trace
Explainability
This agreement limits Plaid's liability, grants them broad termination rights, and refers data use details to separate privacy policies.
- Reason 1-2 score contribution
Plaid disclaims all warranties, providing the platform "AS IS" and "AS AVAILABLE."
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
- Reason 2-3 score contribution
Liability is capped at $100 or amount paid, severely limiting user recourse for damages.
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
- Reason 3-3 score contribution
Plaid can terminate your service without notice or reason, with no liability to you.
- Related KPI
- No related KPI recorded
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
Score reasons and deltaScore values are stored AI-assisted screening outputs. Verified anchors confirm only that the quoted passage occurs in the named snapshot; they do not prove the interpretation.
Advisory review map
Governance Relevance
EU AI Act
Official Journal text, 2024
Which recorded policy statements may be relevant to transparency, automated decisions, data use and human oversight review?
No assessed KPI value is available for this advisory mapping.
Framework sourceISO/IEC 42001
ISO/IEC 42001:2023 overview
Which recorded policy statements may inform an AI management-system review of transparency, risk oversight and independent assurance?
No assessed KPI value is available for this advisory mapping.
Framework sourceNIST AI RMF
AI RMF 1.0; NIST revision in progress, checked 2026-07-29
Which recorded policy statements may support Govern, Map, Measure or Manage review questions?
No assessed KPI value is available for this advisory mapping.
Framework sourceOECD AI Principles
OECD AI Principles, updated 2024
Exact change-bound files
Report Output
Both files are generated from this exact change ID.
Download exact-change PDF Download exact-change JSON27f7453544187dc78e1c32fec3202ee8a6587c113136ce478dff1ab067260e03Questions before reuse
- Does the original End User Services Agreement source still match the recorded public snapshot version 1?
- Do the cited source passages support each displayed reason, KPI value and regional note?
- Which advisory framework topics require specialist legal, risk or governance review for this use case?
- Has a later public change superseded this packet before it is reused in a decision or publication?