Public Evidence Packet
PayPal
User Agreement
36648bad-1292-4f57-8b69-47df3f84c652- Screening date
- 06 Aug 2026, 03:51 UTC
- Jurisdiction
- EU
- Risk screening
- Medium · 6/10
- Score trace
- +2 points from previous public change
This packet records PolicyWatcher evidence and AI-assisted screening for one public change. It is not legal advice, a compliance verdict, a certification, or proof that the external source remains unchanged.
- 01Source evidence
- 02Explainability
- 03Governance Relevance
- 04Report Output
Dataset QA · sanitized public view
Source evidence
- Publication gate
- Published
- Retrieval state
- Recorded retrieval available
- Latest retrieval
- 12 Sept 2026, 04:54 UTC
- Sanitized channel
direct- Data status
- Available
- Public snapshot evidence
- Available
Public snapshot fingerprints
3e217da9e7ae7a1db9b349adc236cadeadd301a3ed9218ab56117447e2280894Captured 02 Aug 2026, 12:50 UTCdcc651853121f39a69abe965fdc1aa7b74abee98a7ce2a4a039a11821a93bea1Captured 06 Aug 2026, 03:51 UTCSource confidence describes recorded retrieval and publication state. It does not rate the provider policy or certify source authenticity.
Source-anchored screening trace
Explainability
No changes were found in the PayPal User Agreement; the policy continues to govern payment services for EEA residents with standard terms.
- Reason 10 score contribution
PayPal can close accounts with 2 months' notice or immediately for breaches.
- Related KPI
- Right to deletion
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
- Reason 20 score contribution
Users are fully liable for actions of third parties granted account access.
- Related KPI
- Third-party sharing
- Source side
- old snapshot
Verified exact source passage
“You are liable to us for the actions that you authorise the third parties to carry out.”
- Reason 30 score contribution
Electronic money does not earn interest and lacks deposit protection.
- Related KPI
- Regulatory compliance
- Source side
- Not recorded
Source passage not recordedThis historical reason has no recorded source passage.
Score reasons and deltaScore values are stored AI-assisted screening outputs. Verified anchors confirm only that the quoted passage occurs in the named snapshot; they do not prove the interpretation.
Advisory review map
Governance Relevance
EU AI Act
Official Journal text, 2024
Which recorded policy statements may be relevant to transparency, automated decisions, data use and human oversight review?
- Algorithmic transparency
- Opaque
- Automated decisions
- Opaque
- AI bias and fairness
- Absent
ISO/IEC 42001
ISO/IEC 42001:2023 overview
Which recorded policy statements may inform an AI management-system review of transparency, risk oversight and independent assurance?
- Algorithmic transparency
- Opaque
- AI bias and fairness
- Absent
- Independent audit
- Absent
- Regulatory compliance
- Comprehensive
NIST AI RMF
AI RMF 1.0; NIST revision in progress, checked 2026-07-29
Which recorded policy statements may support Govern, Map, Measure or Manage review questions?
Exact change-bound files
Report Output
Both files are generated from this exact change ID.
Download exact-change PDF Download exact-change JSON0f3b113acd07a1154a9a5f6793d481696cb60890d2221a84034474f2d251119eQuestions before reuse
- Does the original User Agreement source still match the recorded public snapshot version 7?
- Do the cited source passages support each displayed reason, KPI value and regional note?
- Which advisory framework topics require specialist legal, risk or governance review for this use case?
- Has a later public change superseded this packet before it is reused in a decision or publication?