Questo accordo limita la responsabilità di Plaid, concede ampi diritti di terminazione e rimanda i dettagli sull'uso dei dati a politiche sulla privacy separate.
Analisi AI
Questo accordo limita la responsabilità di Plaid, concede ampi diritti di terminazione e rimanda i dettagli sull'uso dei dati a politiche sulla privacy separate.
Plaid collega i tuoi conti finanziari ad app di terze parti, ma declina esplicitamente la responsabilità per tali app.
I dettagli sull'uso dei tuoi dati finanziari si trovano in una Politica sulla Privacy separata, non completamente coperta qui.
Plaid ha ampi diritti di terminare il servizio e limita significativamente la propria responsabilità per i danni.
Devi seguire un processo di negoziazione in più fasi per risolvere le controversie prima di intraprendere azioni legali.
Plaid può modificare i termini in qualsiasi momento; l'unico rimedio se non sei d'accordo è smettere di usare il servizio.
Perché questo punteggio
Plaid declina tutte le garanzie, fornendo la piattaforma "COSÌ COM'È" e "COME DISPONIBILE".-2
La responsabilità è limitata a $100 o all'importo pagato, limitando il ricorso dell'utente.-3
Plaid può terminare il servizio senza preavviso o motivo, senza alcuna responsabilità per te.-3
Cosa è cambiato
+ #### End User Services Agreement (US)
Effective Date: July 1, 2019
Thanks for using Plaid! Plaid provides a platform (“Platform”) that allows you and other end users to connect your bank accounts and other financial accounts (“Accounts”) with applications that can help you do things like save for retirement, manage your spending, streamline credit applications or transfer money (“Apps”).
This End User Services Agreement (US) (“Agreement”) is an agreement between you and Plaid Inc. (“Plaid”, “we” or “us”). By accepting this Agreement or accessing my.plaid.com or your Plaid profile, you agree to this Agreement and certify that you have all necessary rights to do so. If you are accepting on behalf of your employer or another entity, you represent and warrant that: (i) you have full legal authority to bind your employer or such entity to this Agreement; (ii) you have read and understand this Agreement; and (iii) you agree to this Agreement on behalf of the party that you represent. If you do not have the legal authority to bind your employer or the applicable entity, please do not accept this Agreement or access the features covered by this Agreement.
Please note that this Agreement does not apply to the services we provide to the developers of Apps. Those services are covered by our Developer Terms of Use and other terms.
my.plaid.com.
You can use my.plaid.com to manage connections between your Accounts and Apps. my.plaid.com is designed to empower you with greater control over your financial data, but the decision to use any App remains yours. Your use of any App and Account, and the App and Account providers’ use of your data, is governed by separate terms between you and the applicable providers. Plaid is not responsible for any Apps or Accounts provided by third parties or the acts or omissions of any third-party providers, and does not guarantee that any Apps or Accounts will remain available or compatible with the Platform.
Plaid Profile Creation.
You need to create an profile with Plaid in order to use certain features of the Platform, including certain features of my.plaid.com. You also need to ensure that your information is accurate, complete and up-to-date. You must notify us if you learn of any unauthorized access to or use of your Plaid Profile.
Control and Responsibilities.
You represent and warrant that you have all necessary rights to use your Accounts and Apps with the Platform, and you agree to comply with all laws and regulations applicable to your use, as well as any rules and guidelines that we post. You must not (1) use or access anyone else’s Accounts or related data, (2) submit information about anyone else’s identity or Accounts or that violates any third-party rights or (3) use the Platform for any fraudulent, illegal or misleading purpose. You also agree not to (a) modify, reverse engineer or seek to gain unauthorized access to the Platform or related systems, data or source code, (b) bypass or circumvent measures designed to prevent or limit access to any part of the Platform, (c) rent, lease, provide access to or sublicense any elements of the Platform to a third party or use the Platform on behalf of or to provide services to third parties, (d) copy, modify or create derivative works of the Platform or remove any of Plaid’s proprietary notices, (e) access the Platform for competitive purposes or publish any benchmark or performance information about the Platform, or (f) use the Platform in any manner that could damage, disable, overburden, or impair the functioning of the Platform or interfere with, disrupt or negatively affect other users.
How Plaid Uses Your Data.
Please review our End User Privacy Policy to learn how Plaid uses data related to your Accounts (e.g., your Account login information and balance information). You should also refer to our Privacy Statement and Cookie Policy for information about what we collect from the use of our websites. If you have questions, contact us at privacy@plaid.com.
Rights to the Platform.
Note that Plaid owns all right, title and interest (including intellectual property rights) in and to the Platform (including my.plaid.com and Plaid Profile features) and our related websites and technology. If you choose to give us feedback, suggestions or other inputs about the Platform, we may use them without restriction.
Our Disclaimers.
TO THE EXTENT PERMITTED BY LAW, THE PLATFORM (INCLUDING MY.PLAID.COM AND PLAID PROFILES) IS PROVIDED “AS IS” AND “AS AVAILABLE,” AND ANY USE IS AT YOUR DISCRETION AND RISK. PLAID, ITS AFFILIATES AND ITS AND THEIR SUPPLIERS MAKE NO WARRANTIES, EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT. PLAID DOES NOT WARRANT THAT USE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT ANY OF YOUR DATA WILL BE ACCURATE OR COMPLETE OR THAT PLAID WILL MAINTAIN ANY DATA WITHOUT LOSS.
Liabilities for our Platform. TO THE EXTENT PERMITTED BY LAW, PLAID, ITS AFFILIATES AND ITS AND THEIR SUPPLIERS WILL NOT BE RESPONSIBLE FOR: (A) ANY LOST PROFITS, LOSS OF USE, LOST OR INACCURATE DATA, FAILURE OF SECURITY MECHANISMS, FINANCIAL LOSSES, OR ANY INDIRECT, SPECIAL, INCIDENTAL, RELIANCE OR CONSEQUENTIAL DAMAGES OF ANY KIND OR (B) ANY DAMAGES OR AMOUNTS EXCEEDING, IN THE AGGREGATE, THE GREATER OF (1) THE AMOUNT YOU PAID US TO USE THE PLATFORM AND (2) ONE HUNDRED U.S. DOLLARS (US $100).
Dispute Resolution.
We hope you will have a positive experience using our Platform, but should a dispute between us arise out of or relating to these Terms, we agree to resolve the dispute by following these steps:
- Send us a notice, according to the Notices section below, describing the dispute and including all relevant facts so we know how to help you.
- Within 5 business days after our receipt of your notice, we will reach out to discuss your dispute with you.
- If we’re not able to resolve your dispute during our discussion, you will send us a written proposal for resolving your dispute.
- Within 15 business days after our receipt of your written proposal, we will let you know whether we agree to your proposal, or we will provide you with a counter-proposal.
After Step 4, it’s up to you to decide whether you’d like to continue to negotiate with us to resolve your dispute, or whether you’d like to pursue a resolution through some other means.
Throughout this process, both you and Plaid agree to negotiate in good faith and according to the terms of this section to resolve the dispute before resorting to litigation or some other form of dispute resolution procedure. All negotiations (including your notice, our discussions, and your and our proposals) pursuant to this section are confidential and treated as compromise and settlement negotiations for the purposes of federal and state rules of evidence and procedure.
Notices.
Plaid may provide notices or communications to you through the email associated with your Plaid profile, through my.plaid.com or through other reasonable methods. All notices, requests and other communications to Plaid under this Agreement must be in writing to Plaid Inc., Attention: Legal, P.O. Box 7777 #35278, San Francisco, CA 94120-7775 (with a courtesy copy to legalnotices@plaid.com ) and will be deemed given when delivered.
Ending This Agreement.
At any time in its discretion, Plaid may terminate or suspend this Agreement (or your use of the Platform) with or without notice and for any or no reason, including if Plaid suspects that you have violated this Agreement. Plaid will have no liability to you for any termination or suspension, nor will such action limit any other rights or remedies Plaid may have. Except for your right to use the Platform, this Agreement will survive any termination.
About This Agreement.
This Agreement may not be transferred or assigned by you without Plaid’s prior written consent. Plaid may assign or transfer this Agreement to its affiliates or in connection with a merger, sale, reorganization or other change of control. In addition, Plaid’s affiliates, contractors and service providers may exercise Plaid’s rights or fulfill its obligations under this Agreement. Waivers must be in writing and no waivers will be implied. If any provision of this Agreement is held by a court of competent jurisdiction to be unenforceable for any reason, the remaining provisions will remain unaffected and in full force and effect. This Agreement is the final, complete and exclusive agreement between you and us relating the subject matter of this Agreement and supersedes all prior or contemporaneous understandings and agreements relating to such subject matter, whether oral or written. In this Agreement, headings are for convenience only and the term “including” (and similar terms) will be construed without limitation.
Plaid may modify this Agreement from time to time. Unless we specify otherwise, modifications take effect (and govern future use of the Platform, including my.plaid.com and your Plaid Profile) when we post the modified version. Plaid will use reasonable efforts to notify you of the modifications, and you may be required to agree to the modified version. If you do not agree to the modifications, your sole remedy is to cease using the Platform.
Impatto regionale
EUHigh
Rischio elevato a causa di ampie esclusioni di responsabilità e limiti che potrebbero essere in conflitto con le leggi UE sulla protezione dei consumatori. I dettagli sul trattamento dei dati sono rimandati a politiche e
USHigh
Rischio elevato. Le clausole "COSÌ COM'È" e di responsabilità limitata sono comuni nel diritto statunitense ma offrono una protezione minima al consumatore. La privacy dei dati è rimandata ad altre politiche, richiedendo
GlobalHigh
Rischio elevato. Gli utenti a livello globale affrontano significative esclusioni di responsabilità e ricorsi limitati, specialmente dove le leggi locali sulla protezione dei consumatori sono più deboli o meno chiare. La