Da verificare2026-07-19
Klarna - Terms of Service
EU · 2026-07-19 · V2terms
Cosa cambia davvero
Da verificareLe differenze testuali sono confermate, ma le evidenze disponibili non ne dimostrano l’effetto sostanziale. Possono includere differenze di estrazione o presentazione.
Impatto della modifica: da valutare. Il punteggio di rischio descrive la policy analizzata e non misura l’effetto di questa revisione.
Confronto prima / dopo (4/4)
Estratti esatti degli snapshot. Evidenziazioni = testo modificato; il contesto non evidenziato può essere invariato. Il diff completo segue nell’analisi.
Prima · V1
…rotection policyComplaintsFraud protection promisePrivacy settingsMoney worries BusinessMerchant supportBusiness log inSell with KlarnaDevelopers portalOperational statusKlarna…
Dopo · V2
…rotection policyComplaintsFraud protection promisePrivacy settingsMoney worries Your right of withdrawalBusinessMerchant supportBusiness log inSell with KlarnaDevel…
Prima · V1
…omplaintsFraud protection promisePrivacy settingsMoney worries BusinessMerchant supportBusiness log inSell with KlarnaDevelopers portalOperational statusKlarnaAb…
Dopo · V2
…tion policyComplaintsFraud protection promisePrivacy settingsMoney worries Your right of withdrawalBusinessMerchant supportBusiness log inSell with KlarnaDevelopers portalOperational statusKlarnaA…
Prima · V1
…rotection policyComplaintsFraud protection promisePrivacy settingsMoney worries BusinessMerchant supportBusiness log inSell with KlarnaDevelopers portalOperational statusMarket…
Dopo · V2
…rotection policyComplaintsFraud protection promisePrivacy settingsMoney worries Your right of withdrawalBusinessMerchant supportBusiness log inSell with KlarnaDevel…
Prima · V1
…omplaintsFraud protection promisePrivacy settingsMoney worries BusinessMerchant supportBusiness log inSell with KlarnaDevelopers portalOperational statusMarketIr…
Dopo · V2
…tion policyComplaintsFraud protection promisePrivacy settingsMoney worries Your right of withdrawalBusinessMerchant supportBusiness log inSell with KlarnaDevelopers portalOperational statusMarketI…
Metodo e riferimenti degli snapshot
Classificazione automatica v1.0. Gli estratti sono parziali; lo storico e le valutazioni AI originali sono conservati.
SHA-256 V1: f948572b1ab96b7a7d51f1a16a245e223c951e3e7b20d96bb3585b9f4a987a6f
SHA-256 V2: 6b0d2099165847b49640a6f29bd6626a55a7b16eaaed7fa0fd4754083b60a3cf
5/10
Rischio della policy (AI): Medio
Sintesi
Le differenze testuali sono confermate, ma le evidenze disponibili non ne dimostrano l’effetto sostanziale. Possono includere differenze di estrazione o presentazione.
Screening AI originale
Analisi automatica conservata con il record: può non descrivere correttamente questa revisione. Per stabilire cosa cambia, consulta la verifica e il confronto delle versioni.
I termini aggiornati di Klarna includono ora esplicitamente "Il tuo diritto di recesso," migliorando la chiarezza per i consumatori sui diritti di cancellazione senza altre modifiche importanti.
- Nuova sezione chiarisce "Il tuo diritto di recesso" per gli utenti, migliorando la protezione e la trasparenza del consumatore.
- Nessuna modifica è stata apportata alle politiche di raccolta, condivisione o conservazione dei dati in questo aggiornamento.
- La politica sui cookie e i meccanismi di consenso rimangono invariati rispetto alla versione precedente.
Perché questo punteggio
La menzione esplicita del "Diritto di recesso" migliora la chiarezza dei diritti del consumatore.-1
Nessuna nuova clausola di raccolta o condivisione dati è stata introdotta in questo aggiornamento.
Le pratiche di consenso e tracciamento dei cookie sono invariate rispetto alla politica precedente.
Cosa è cambiato
- For shoppersFor businessDiscover KlarnaShopAppHelpShow moreSign inYour hottest membership dealGet 30% off Klarna Premium or Max for 3 months. Sign up now Terms and ConditionsFor all usersKlarna Shopping ServiceKlarna’s Privacy NoticeExtend your due date for a feePay with KlarnaPay in 3One-time Card Shopping ServiceTerms of BusinessTerms of BusinessKlarna balance & Klarna CardTerms and Conditions - Klarna balance and Klarna CardAuto TrackTerms and conditions for Auto-TrackMembershipsTerms and conditions for Klarna membershipsMembership rewards summaryYour hottest membership dealGet 30% off Klarna Premium or Max for 3 months. Sign up now KlarnaAbout usCareersLegalPressPrivacySecuritySustainabilityAccessibilityAuto-TrackContactContact for authoritiesCorporate governanceInvestor relationsCustomerHelpLog inShopping appStore DirectoryBuyer protection policyComplaintsFraud protection promisePrivacy settingsMoney worries BusinessMerchant supportBusiness log inSell with KlarnaDevelopers portalOperational statusKlarnaAbout usCareersLegalPressPrivacySecuritySustainabilityAccessibilityAuto-TrackContactContact for authoritiesCorporate governanceInvestor relationsCustomerHelpLog inShopping appStore DirectoryBuyer protection policyComplaintsFraud protection promisePrivacy settingsMoney worries BusinessMerchant supportBusiness log inSell with KlarnaDevelopers portalOperational statusMarketIrelandChoose your regionKlarna offers flexible payments globally.IrelandEnglishAustraliaEnglishÖsterreichDeutschBelgiëNederlandsBelgiqueFrançaisCanadaEnglishCanadaFrançais中国中文(简体Česká republikaČeštinaDanmarkDanskSuomiSuomiFranceFrançaisDeutschlandDeutschΕλλάδαΕλληνικάMagyarországMagyarItaliaItaliano日本日本語MéxicoEspañolNederlandNederlandsNew ZealandEnglishNorgeNorskPolskaPolskiPortugalPortuguêsEspañaEspañolSlovenskoSlovenčinSverigeSvenskaSchweizDeutschSwitzerlandEnglishSuisseFrançaisSvizzeraItalianoUnited KingdomEnglishUnited StatesEnglishRomâniaRomână한국국문FollowCopyright © 2005-2026 Klarna Bank AB (publ). Klarna Bank AB (publ), trading as Klarna, is authorised by the Swedish Financial Supervisory Authority in Sweden and is regulated by the Central Bank of Ireland for consumer protection rules. Please shop responsibly, 18+, ROI residents only, T&Cs apply. Credit subject to status.CookiesKlarna.com Cookies & privacyWe use cookies to make the website work, to personalise and analyse your browsing. We also share data with our advertising partners. Reject All Accept All CookiesChange settingsYour PrivacyWhen you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalized web experience. Because we respect your right to privacy, you can choose not to allow some types of cookies. Click on the different category headings to find out more and change our default settings. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer. More InformationAllow All Manage Consent PreferencesStrictly Necessary CookiesAlways ActiveThese cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information.Performance Cookies Performance Cookies These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.Targeting Cookies Targeting Cookies These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. They do not store directly personal information, but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.Functional Cookies Functional Cookies These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then some or all of these services may not function properly.Back ButtonCookie List Search IconFilter IconClear checkbox label labelApply CancelConsent Leg.Interest checkbox label label checkbox label label checkbox label label Confirm My Choices+ For shoppersFor businessDiscover KlarnaShopAppHelpShow moreSign inYour hottest membership dealGet 30% off Klarna Premium or Max for 3 months. Sign up now Terms and ConditionsFor all usersKlarna Shopping ServiceKlarna’s Privacy NoticeExtend your due date for a feePay with KlarnaPay in 3One-time Card Shopping ServiceTerms of BusinessTerms of BusinessKlarna balance & Klarna CardTerms and Conditions - Klarna balance and Klarna CardAuto TrackTerms and conditions for Auto-TrackMembershipsTerms and conditions for Klarna membershipsMembership rewards summaryYour hottest membership dealGet 30% off Klarna Premium or Max for 3 months. Sign up now KlarnaAbout usCareersLegalPressPrivacySecuritySustainabilityAccessibilityAuto-TrackContactContact for authoritiesCorporate governanceInvestor relationsCustomerHelpLog inShopping appStore DirectoryBuyer protection policyComplaintsFraud protection promisePrivacy settingsMoney worries Your right of withdrawalBusinessMerchant supportBusiness log inSell with KlarnaDevelopers portalOperational statusKlarnaAbout usCareersLegalPressPrivacySecuritySustainabilityAccessibilityAuto-TrackContactContact for authoritiesCorporate governanceInvestor relationsCustomerHelpLog inShopping appStore DirectoryBuyer protection policyComplaintsFraud protection promisePrivacy settingsMoney worries Your right of withdrawalBusinessMerchant supportBusiness log inSell with KlarnaDevelopers portalOperational statusMarketIrelandChoose your regionKlarna offers flexible payments globally.IrelandEnglishAustraliaEnglishÖsterreichDeutschBelgiëNederlandsBelgiqueFrançaisCanadaEnglishCanadaFrançais中国中文(简体Česká republikaČeštinaDanmarkDanskSuomiSuomiFranceFrançaisDeutschlandDeutschΕλλάδαΕλληνικάMagyarországMagyarItaliaItaliano日本日本語MéxicoEspañolNederlandNederlandsNew ZealandEnglishNorgeNorskPolskaPolskiPortugalPortuguêsEspañaEspañolSlovenskoSlovenčinSverigeSvenskaSchweizDeutschSwitzerlandEnglishSuisseFrançaisSvizzeraItalianoUnited KingdomEnglishUnited StatesEnglishRomâniaRomână한국국문FollowCopyright © 2005-2026 Klarna Bank AB (publ). Klarna Bank AB (publ), trading as Klarna, is authorised by the Swedish Financial Supervisory Authority in Sweden and is regulated by the Central Bank of Ireland for consumer protection rules. Please shop responsibly, 18+, ROI residents only, T&Cs apply. Credit subject to status.CookiesKlarna.com Cookies & privacyWe use cookies to make the website work, to personalise and analyse your browsing. We also share data with our advertising partners. Reject All Accept All CookiesChange settingsYour PrivacyWhen you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalized web experience. Because we respect your right to privacy, you can choose not to allow some types of cookies. Click on the different category headings to find out more and change our default settings. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer. More InformationAllow All Manage Consent PreferencesStrictly Necessary CookiesAlways ActiveThese cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information.Performance Cookies Performance Cookies These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.Targeting Cookies Targeting Cookies These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. They do not store directly personal information, but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.Functional Cookies Functional Cookies These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then some or all of these services may not function properly.Back ButtonCookie List Search IconFilter IconClear checkbox label labelApply CancelConsent Leg.Interest checkbox label label checkbox label label checkbox label label Confirm My Choices
Impatto regionale
EULow
La menzione esplicita del "diritto di recesso" si allinea con le leggi europee sulla protezione dei consumatori. Ciò migliora la trasparenza per gli individui sulla loro capacità di annullare i contratti.
USLow
Sebbene gli Stati Uniti abbiano leggi statali diverse sulla protezione dei consumatori, dichiarare esplicitamente un diritto di recesso generalmente avvantaggia gli utenti. Fornisce aspettative più chiare per le cancella
GlobalLow
A livello globale, fornire un chiaro diritto di recesso è un passo positivo per la fiducia e la trasparenza dei consumatori. Dà agli individui più controllo sulle loro transazioni.