# PolicyWatcher Evidence Collection

- Collection ID: `pwc_4d57dd2ec45af3b1`
- Content digest: `4d57dd2ec45af3b1e044ba721ead9f7064787bcb42c1e10669c6390fc49d8e11`
- Evidence as of: 2026-07-06T22:08:45.291Z
- Selected records: 1

> This collection groups selected public PolicyWatcher evidence records. It is not exhaustive market coverage, persistent team collaboration, legal advice, a compliance assessment or proof that an external source remains unchanged.

## Selected evidence

### 1. Plaid - End User Services Agreement

- Change ID: `725582fb-d698-4d30-aeb3-810d221ad7c9`
- Screening date: 2026-07-06T22:08:45.291Z
- Jurisdiction: EU
- Screening result: High · 7/10
- Evidence Packet digest: `5a8771fcfd1786996b5efdb8b149729eb42f8702923584e410a8162f3b990c67`
- [Open Evidence Packet](https://policywatcher.online/evidence/725582fb-d698-4d30-aeb3-810d221ad7c9)
- [Open provider source](https://plaid.com/legal)

Plaid accesses your financial account data with explicit consent, sharing it with third-party apps you use, and you can withdraw consent anytime.

**Review questions**

- Does the original End User Services Agreement source still match the recorded public snapshot version 1?
- Do the cited source passages support each displayed reason, KPI value and regional note?
- Which advisory framework topics require specialist legal, risk or governance review for this use case?
- Has a later public change superseded this packet before it is reused in a decision or publication?

Boundary: This packet records PolicyWatcher evidence and AI-assisted screening for one public change. It is not legal advice, a compliance verdict, a certification, or proof that the external source remains unchanged.

## Collection review checklist

- Confirm that each selected record is relevant to the intended review scope.
- Open the provider source and exact Evidence Packet before relying on a summary.
- Keep record-level limitations and advisory framework boundaries attached when reusing the bundle.
- Check whether a later public change supersedes any selected record.