# PolicyWatcher Evidence Collection

- Collection ID: `pwc_afade48bdb11a543`
- Content digest: `afade48bdb11a543ff32042647ab0680d968fbbe9b0adb63bf129a0cb43a9139`
- Evidence as of: 2026-10-30T15:43:26.494Z
- Selected records: 1

> This collection groups selected public PolicyWatcher evidence records. It is not exhaustive market coverage, persistent team collaboration, legal advice, a compliance assessment or proof that an external source remains unchanged.

## Selected evidence

### 1. Wise - Terms of Use

- Change ID: `442bb5a6-3cea-423d-8b3d-8e3e888d996e`
- Screening date: 2026-10-30T15:43:26.494Z
- Jurisdiction: Global
- Screening result: Medium · 6/10
- Evidence Packet digest: `d703f39be4ef3c94eefd079b8f853b713b283448a401d90031186763f512e5fc`
- [Open Evidence Packet](https://policywatcher.online/evidence/442bb5a6-3cea-423d-8b3d-8e3e888d996e)
- [Open provider source](https://wise.com/us/legal/terms-of-use)

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**Review questions**

- Does the original Terms of Use source still match the recorded public snapshot version 4?
- Do the cited source passages support each displayed reason, KPI value and regional note?
- Which advisory framework topics require specialist legal, risk or governance review for this use case?
- Has a later public change superseded this packet before it is reused in a decision or publication?

Boundary: This packet records PolicyWatcher evidence and AI-assisted screening for one public change. It is not legal advice, a compliance verdict, a certification, or proof that the external source remains unchanged.

## Collection review checklist

- Confirm that each selected record is relevant to the intended review scope.
- Open the provider source and exact Evidence Packet before relying on a summary.
- Keep record-level limitations and advisory framework boundaries attached when reusing the bundle.
- Check whether a later public change supersedes any selected record.