{"schema":"https://policywatcher.online/schemas/change-event-feed/v1","schemaVersion":"1.0.0","mode":"forward-polling","locale":"en","count":25,"limit":25,"hasMore":false,"initialWindowTruncated":true,"nextCursor":"eyJ2ZXJzaW9uIjoxLCJvY2N1cnJlZEF0IjoiMjAyNi0xMS0wNFQxODo0MDo0OS4xMjRaIiwiY2hhbmdlSWQiOiI3ZGViNjA3Ni0zMzExLTQ3ZGMtOGRhYy1jZjc0ZWJhNjFkMjYifQ","events":[{"eventId":"pwe_5766b4d1eeab379f070f","eventType":"policy.change.published","schemaVersion":"1.0.0","occurredAt":"2026-10-21T10:40:51.325Z","subject":{"changeId":"9a82fb33-2c23-4d10-94dc-fc07121bcd9f","company":{"id":"fc0a9a77-eb4b-432a-8229-00185c53d30e","name":"Klarna","slug":"klarna","industry":"FinTech"},"policy":{"id":"f4168900-e4f5-4f91-b69d-9127a145335c","name":"Terms of Service","type":"terms","jurisdiction":"US"}},"screening":{"overallRisk":"Medium","overallScore":6,"summary":"Klarna's Terms of Service update is minor, changing 'Balance account' to 'Personal account' with no impact on user rights or data practices.","boundary":"AI-assisted screening output for human review; 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